Keep these tips in mind when you’re planning a home office:
- Be sure it’s ergonomically correct
- Find the optimal location
- Consider used office furniture
- Incorporate lighting, plants and sound
Money can be a sensitive subject for couples, but it’s one that should be addressed. As your relationship grows more serious, you may begin wondering how you’ll combine your finances and whether you should share a checking account?
Should you have one account for everything or keep a joint account just for shared expenses such as rent and utilities? Maybe you prefer two accounts – one for major expenses and the other for discretionary spending? While you may not find easy answers, here are a few guidelines that may help you make the best decision.
Evaluate the advantages and disadvantages of combining your finances together in one checking account. Then decide whether or not combining finances is right for you.
Money can be a sensitive subject for couples, but it’s one that should be addressed.
One of the biggest challenges will be deciding who is in charge of the joint account. While both of you may monitor it, you may want to decide who will balance the account and ensure that bills are paid. The other option is to set up a day of the week that both of you sit down to balance the account. Together, you should decide how to spend your hard-earned money and agree on what you can afford and what you can’t. This is where open communication about finances in the relationship can save a lot of headaches.
It’s important to keep in mind your larger financial goals as a couple. Are you planning a vacation to Europe? Saving up for a wedding? Are you saving for a nice retirement? These are all financial goals you can work towards together.
If you are ready to combine finances into a joint checking account, consider these tips for making money management for two easier.
One person’s style of money management may not work for another. Just make sure you talk through the issue and reach an agreement both of you will be happy with, regardless of whether or not you open a joint checking account.
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