Keep these tips in mind when you’re planning a home office:
- Be sure it’s ergonomically correct
- Find the optimal location
- Consider used office furniture
- Incorporate lighting, plants and sound
The winter holidays are one of the busiest shopping seasons of the year. A Gallup poll from November 2015 estimates that American adults plan to spend an average of $830 on holiday gifts this year, up from $720 in 2014. Buying gifts for friends, family and the less fortunate can stretch budgets, but if you have the means, you may want to consider purchasing a few gifts for yourself during (and just after) the holiday season.
Retailers often run special promotions to try and attract consumers throughout the busy shopping period, and you may be able to find great deals. Especially if there’s a particular product or service you’ve had your eye on for some time, this could be an opportunity to save money.
Holiday sales alone can lead to significant savings, but if you take a few extra steps, you might be able to keep your savings account even happier while crossing items off your lists. Here are five savings tips you can use while shopping.
The holiday shopping season may be a good time to self-gift and save money, but try not to rush through your list. According to NerdWallet, a personal finance website, the best deals on clothing can often be found on the days following the holiday. Prices for lights and holiday-themed decorations also drop as stores try to get rid of leftover stock. You may want to wait until January to buy fitness equipment, winter clothing and children’s toys.
It all depends on your financial goals and how you plan to manage your money.
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