Can I Use a Credit Card Immediately?
While cash is always an option, many Americans prefer to use their credit and debt cards. Learn if you can use a credit card immediately and how to get your…
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Understanding Credit
Should I Use Cash, Credit or a Prepaid Card?
It's the age old question asked everyday by cashiers: "Cash or credit?" Since both payment types come with distinct advantages and drawbacks, how do you decide…
When Should You Request a Credit Line Increase?
Credit isn't income or free money. It's debt, or, at the very least, potential debt. So, consumers should consider all of the outcomes of a credit line increase…
How Many Credit Inquiries Are Too Many?
If you're applying for credit cards or shopping for a good interest rate, the lender will request a copy of your credit report. But can too many credit…
What is a Balance Transfer?
A credit card balance transfer can be a great way to save some money. There are also some other benefits that come with consolidating your debts into just one…
How Do I Protect My Credit During the Coronavirus Pandemic?
Maintaining your credit health in the event of a natural disaster starts with having a plan. Here's what you can do to protect your credit after a natural…
How Old Do You Have to be to Get a Credit Card?
Learning how to manage a credit card account from the beginning can be the key to responsible credit card use throughout life.
What is a Good Credit Limit?
If your application for a credit card is approved, you'll receive a credit card limit. But, do you know how the limit is calculated and how it can change over…
How Do You Quickly Raise Your Credit Score?
Having a solid credit score can save you a lot of money and quite a few headaches - and the sooner you get it there the better. Here are some tips to help you…