Will Credit Card Debt Forgiveness Resolve My Debt?
Is credit card debt forgiveness a true financial option if you're in debt? Learn about the scenarios when debt is cancelled or settled.
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Understanding Credit
What is a Cash Advance?
Did you know you can use your credit card to get cash with a cash advance? While credit cards are commonly used when cash isn't available, they can also help…
Should I Request an Increase to My Credit Limit?
If you're thinking about requesting a credit card limit increase, know that an increase can give you access to additional credit, but there also are times when…
How Do Credit Cards Work?
Learning how to use a credit card responsibly can help you establish the good habits that will build your credit over time. See that and more in this video...
Does A New Credit Card Application Bring Down Your Credit Score?
If you apply for a credit card, a lender will ask a credit bureau to verify your credit worthiness. This process is called a "credit inquiry" and sometimes can…
Understanding Credit Scores: How Are Credit Scores Calculated?
Understand how your credit score is calculated. The more you know about how your credit score is computed, the easier it becomes to improve your score.
What Happens When My Credit Card Goes Delinquent?
Late paying your credit card bill? Learning more about three events that can occur during delinquency — suspension, revocation and charge off — may help you…
Can I Use a Credit Card Immediately?
While cash is always an option, many Americans prefer to use their credit and debt cards. Learn if you can use a credit card immediately and how to get your…
How Can I Get a Credit Card With No Deposit?
Fortunately, there are other options like bad-credit credit cards and credit-builder loans available to aid people in building credit without a deposit.