Why Metal Credit Cards Are Trending
One of the latest credit card trends is driven by consumers’ desire for style and status. The metal credit card answers the call, allowing cardholders to bring a little extra gravitas when it comes time to pay the bill.
Cardholders are often looking for ways to add a touch of personalization and panache to their credit cards. Certain traditional plastic credit cards can be customized or include a unique design on the face of the card. Metal credit cards take things up a notch in terms of style. These metal credit cards come in brass, copper, brushed stainless steel and even gold and palladium. Some are made from alloys whose ingredients are kept as closely guarded secrets. The card design may include both metal and plastic, with the metal used in the middle to add heft. Some are pure metal plates, and a few can even be diamond-encrusted.
So why all the fuss about metal credit cards? Some customers find the cachet of the metal cards appealing. If you’re going to carry your card around all the time, it might as well look good, right?
What separates metal credit cards from plastic ones?
Ultimately there’s not much that differs between the in-vogue metal credit cards and regular plastic ones—aside from the style points, the extra heft, and the satisfying, metallic clunk that can be heard when it’s set on the table. With a metal credit card you still swipe or insert your chip in the same way to earn your preferred cashback rewards.
However, there is one marked difference: metal credit cards cannot be shredded in the same fashion as plastic cards. If you put a metal card in the shredder, it may shred the shredder. Some folks have reportedly tried to cut them up with garden shears, wire cutters and even power tools. But there’s no need for cardholders to take drastic measures. Rather they can simply call and request a pre-paid return envelope in which to send it back to their issuer, where it will be disposed of securely.
Credit cards are a fixture in many people’s lives. Why shouldn’t they have a little flair like their users? With the proliferation of metal credit cards, issuers are giving consumers one more thing to be excited about.