Does A New Credit Card Application Bring Down Your Credit Score?
If you apply for a credit card, a lender will ask a credit bureau to verify your credit worthiness. This process is called a "credit inquiry" and sometimes can…
Credit Score Education
Learn about credit score basics, and what they mean to your life.
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Does Being an Authorized User Help You Build Credit?
When you're just starting to build your credit, every little bit helps. Getting added to someone's credit card is one way to improve your credit score.
Does Closing a Credit Card Hurt My Credit Score?
Your credit score takes into account several factors, and closing an account can have a significant effect. Without taking the proper steps, you could actually…
Do Parking Tickets Affect Credit Scores?
Well, here's some good news: Parking tickets can no longer affect your credit score, thanks to recent changes in credit reporting rules. Get the whole story…
What You Do and Don’t Need to Get a Credit Card
Applying for your first credit card isn't complicated as long as you know what you need — and what you don't.
Why Does My Credit Score Matter?
Why does your credit score matter? For a lot of reasons, some of which you may not even be familiar with. You know that you need a solid credit score to get a…
Does Everyone Start With a Credit Score of Zero?
No credit scores start at zero, so you don't start with a credit score of zero either. Find out why your initial credit scores probably start higher.
Why Do I Have Different Credit Scores?
If you've ever used a credit monitoring service, you've probably wondered why you have different credit scores. Learn why there are many credit scores…
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How to Check Your Credit Score
It's never been easier to check your credit score, and it's never been more imperative, given a lighting-fast digital society. Here's…
How Can Your Credit Card Limit Affect Your Credit Score
One way to potentially benefit your credit score is to get a credit card limit increase. Here's what you need to know about your…
Credit Score Chart: Learn About FICO® Credit Scores and Why They Matter
Your credit score is more than just a number. Use this credit score chart to help understand what your credit score means and why it…