
How Does Interest Work on a Credit Card?
Ever wondered how credit card interest works? Mastering your finances and understanding how APRs are assessed and compounded can give you the upper hand in paying down debt faster.
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Ever wondered how credit card interest works? Mastering your finances and understanding how APRs are assessed and compounded can give you the upper hand in paying down debt faster.
Find out how you receive pre-approved credit card offers, what to look for and how you can opt-out.
You may be wondering, now that you'll be graduating: Can I simply keep using my student card, or do I replace it with a non-student credit card? Get the answer here.
Can you get cash back with a credit card? Yes—understand how cash back credit cards work.
A gas credit card can help you earn rewards whenever you buy gas, but you'll want to compare the different types of cards before applying.
Paying an annual fee to open and keep a credit card might make sense in certain circumstances. But you can also find rewards cards and cards for building your credit history with no annual fees.
If you're evaluating all the different types of credit cards to decide which is best for you, consider your spending habits, credit history and whether you've accumulated debt on other cards.
The main difference between secured and unsecured credit cards is the security deposit, but you'll also want to learn about the other differences.
Balance transfer offers may help you save money and pay off debt, but review the terms and make sure you'll save more on interest than you'll pay in fees.
Learn how long a balance transfer takes and what you can do if it's taking longer than you expected.
Learn how credit scores work, what they mean to creditors as they review your loan and credit card applications, and how you can stay on top of your score.