How Does My Credit Card Interest Work?
Ever wondered how credit card interest works? Mastering your finances and understanding how APRs are assessed and compounded can give you the upper hand in…
Search for resources, Opens in a modal dialog
Credit Card Basics
New to credit? No problem! From establishing credit to maintaining it, we’re here to help you get you started.
Most Popular
Pre-Approved Credit Card Offers
Find out how you receive pre-approved credit card offers, what to look for and how you can opt-out.
What Happens to My Student Credit Card After I Graduate?
You may be wondering, now that you'll be graduating: Can I simply keep using my student card, or do I replace it with a non-student credit card? Get the answer…
How Long Does a Balance Transfer Take? (and other FAQs)
Find answers to all your credit card balance transfer questions here.
What is a Balance Transfer?
A credit card balance transfer can be a great way to save some money. There are also some other benefits that come with consolidating your debts into just one…
What is a Good Credit Limit?
If your application for a credit card is approved, you'll receive a credit card limit. But, do you know how the limit is calculated and how it can change over…
Do You Know How to Do a Balance Transfer?
Determine if paying off a credit card with a balance transfer might be an option for you with these easy steps from Discover.
What’s the Difference Between a Balance Transfer vs. Debt Consolidation?
Learn the important differences between a balance transfer and debt consolidation, and which might be the right option to help you get out of debt in a…
More in Credit Card Basics
What Is A Zero Percent Balance Transfer?
A 0 percent balance transfer can be an effective way of consolidating or reducing debt. Zero percent balance transfers can help you to…
How Do You Read a Credit Card Statement?
Understanding how to read your credit card statement can save you money and spare you some budget headaches. Here's how to get savvy…
What’s the Difference Between Credit and Debit Cards?
Knowing when to use credit or debit cards can improve your rewards while protecting large purchases and preventing fraud. Discover…