How Does Interest Work on a Credit Card?
Ever wondered how credit card interest works? Mastering your finances and understanding how APRs are assessed and compounded can give you the upper hand in paying down debt faster.
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Credit Card Basics
New to credit? No problem! From establishing credit to maintaining it, we’re here to help you get you started.
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What does pre-approved mean for a credit card?
Find out how you receive pre-approved credit card offers, what to look for and how you can opt-out.
What Happens to My Student Credit Card After I Graduate?
You may be wondering, now that you'll be graduating: Can I simply keep using my student card, or do I replace it with a non-student credit card? Get the answer here.
Types of Credit Cards
If you're evaluating all the different types of credit cards to decide which is best for you, consider your spending habits, credit history and whether you've accumulated debt on other cards.
What’s the Difference Between a Secured and an Unsecured Credit Card?
The main difference between secured and unsecured credit cards is the security deposit, but you'll also want to learn about the other differences.
Is a Credit Card Balance Transfer a Good Idea or Not Worth It?
Balance transfer offers may help you save money and pay off debt, but review the terms and make sure you'll save more on interest than you'll pay in fees.
How Long Does a Balance Transfer Take?
Learn how long a balance transfer takes and what you can do if it's taking longer than you expected.
Credit Score Guide
Learn how credit scores work, what they mean to creditors as they review your loan and credit card applications, and how you can stay on top of your score.
More in Credit Card Basics
What Is an Unsecured Credit Card?
Learn what an unsecured credit card is, how it differs from a secured credit card, and what the requirements are to qualify for an unsecured credit card.
Which Credit Card is Best for You?
You might find it hard to choose from the thousands of offers for cash back cards, travel or miles credit cards, platinum cards and no annual fee credit cards. Learn what to look for when deciding on…
Should You Apply for an Intro 0% APR Credit Card?
Here are 5 ways a 0% intro APR credit card can come in handy and what to look for in an offer before you apply.