APR vs. Interest Rate
4 min read
What is a Variable APR?
3 min read
Last Updated: November 15, 2024
Key Takeaways
- A variable annual percentage rate (APR) means that the APR of interest on your credit card may change based on market conditions.
- Most credit cards have a variable APR, and may have another penalty APR for balances carried past the due date and another APR for a cash advance.
- A good credit score may help you qualify for the best starting variable APR.
Did you know?
See if you’re Pre-approved before you apply
Next steps
See if you're pre-approved
View all Discover credit cards
See rates, rewards and other info
You may also be interested in
Was this article helpful?
Was this article helpful?
You are now on a Capital One webpage. Please be sure to review Capital One’s Terms & Conditions and Privacy Notice.