APR vs. Interest Rate
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What Is a Good Credit Card APR?
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Last Updated: May 29, 2025
Key Takeaways
- APR stands for Annual Percentage Rate and refers to the interest rate on your credit card.
- A good credit card APR for you depends on many factors, including whether you typically carry a balance month to month or pay the full balance before the due date.
- Your credit score may affect the credit card APR you’re offered.
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