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Earn Twice the Cash Back or Miles Earned with Discover Cashback Match at the End of Your First Year
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Earn Twice the Cash Back or Miles Earned with Discover Cashback Match at the End of Your First Year

Last Updated: November 8, 2022
2 min read

Key Points About: Discover Cashback Match

  1. Cashback Match rewards automatically match all the cash back you’ve earned at the end of your first year1

  2. Discover Cash Back can also be redeemed for cash, gift cards, or charitable donations.

  3. Discover Match automatically matches all the Miles you’ve earned at the end of your first year.2

Do you know about Discover’s Cashback Match program? This reward for Discover cardmembers allows you to earn cash back by making purchases with your Discover card and then redeem it in a variety of ways. Here’s what you need to know:

Discover matches all your first-year cash back

Discover automatically matches all the cash back you’ve earned at the end of your first year.1 There’s no signing up. And no limit to how much is matched.

How to maximize your cash back

Here’s the breakdown on how you earn rewards on the Discover it® Cash Back card:

Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com3, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases – automatically.

Redeem your cash back for…

With Discover, it’s simple to redeem your cash back for any amount, at any time.4 Here are a few ways you can put your cash back to use:

  • CASH – Deposit into your bank account or pay your Discover bill
  • PAY WITH REWARDS – Use at Amazon.com5 checkout and with PayPal6
  • CHARITY – Make a charitable donation to a worthy cause

Discover will match the miles too your first year

New travel cardmembers can also get in on this deal with the Discover it® Miles card. Not only can they earn unlimited 1.5 Miles for every dollar spent on purchases but Discover will automatically match all the Miles you’ve earned at the end of your first year.2 Then easily redeem your Miles for cash in any amount, any time.4 You can also redeem Miles at Amazon.com5 checkout and when you pay using PayPal.6

Important information
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Cashback Match: We’ll match all the cash back rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You’ve earned cash back rewards only when they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.

Discover Match®: We’ll match all the Miles rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You’ve earned Miles rewards only when they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.

Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.

Rewards Redemption: Your rewards never expire. We will credit your account or send you a check with your rewards balance if your account is closed or if it has not been used within 18 months.

Use Rewards at Amazon.com: For complete details on how to Pay with Rewards at Amazon.com see Amazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates.

PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed merchants are in no way sponsoring or affiliated with this program.

Use Rewards at PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions. All reward redemptions are subject to Discover’s reward program terms.

Legal Disclaimer: This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service. It does not guarantee that Discover offers or endorses a product or service. For specific advice about your unique circumstances, you may wish to consult a qualified professional.

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