The best time to pay your credit card bill is on or before the payment due date. If you make your monthly payment on time, you’ll establish a solid payment history, which may improve your credit score. On-time payments won’t incur a late fee or interest charges, either.
There’s no downside to paying your credit card bill on time. But, if you’re looking for ways to improve your credit score or save on interest, paying your bill earlier may be better.