Savings Account | Discover Bank

BONUS* $150

Deposit at least $15,000

within 30 days of account open date

OR

BONUS* $200

Deposit at least $25,000

within 30 days of account open date

OR

*To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account (online, by phone or Discover App) Enter Offer Code GOBP622 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 09/15/2022, 11:59 PM ET. Offer may be modified or withdrawn without notice.

Maximum savings with minimum hassle. That’s what our Online Savings Account is all about.

	Discover Online Savings Account	Chase Regular Savings	Citibank Citi Savings - Access Account	Bank of America Advantage Savings	Wells Fargo Way2Save Savings	PNC Bank Standard Savings	U.S. Bank Standard Savings	Capital One 360 Performance Savings	Ally Bank Online Savings Account	Marcus Online Savings Account
Annual percentage yield	X.XX% Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open.	X.XX% Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.	X.XX% Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.	X.XX% Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.	X.XX% Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.	X.XX% Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.	X.XX% Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.	X.XX% Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.	X.XX% Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.	X.XX% Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.
Interest compounded/paid	Daily/Monthly	Monthly/Monthly	Daily/Monthly	Monthly/Monthly	Daily/Monthly	Monthly/Monthly	Daily/Quarterly	Monthly/Monthly	Daily/Statement Period	Daily/Monthly
Monthly fee In some cases, competitors may assess or waive fees if certain conditions are met.	$0	$5	$4.50	$8	$5	$5	$4	$0	$0	$0
Insufficient funds fee	$0	$34	$34	$0	$35	$36	$36	N/A	$0	$0
Minimum opening deposit	$0	$5	$0	$100	$25	$0	$25	$0	$0	$0

Your interest earnings Assumes principal and interest remain on deposit and interest rate and APY do not change. The estimated values shown are for illustrative and informational purposes only and may not apply to your individual circumstances.	X.XX	X.XX	X.XX	X.XX	X.XX	X.XX	X.XX	X.XX	X.XX	X.XX

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See how much you can earn annually on

Please enter an amount between $1 and $5,000,000.

Enter your savings amount.

Say goodbye to fees

No. Fees. Period. That means you won't be charged an account fee on our Online Savings Account.**

You won't pay fees for the following:

Monthly maintenance
Official bank check
Excessive withdrawal fee
- The number of certain types of withdrawals and transfers from savings and money market accounts is limited to a combined total of 6 per calendar month per account.
- There are no limits on the number of ATM withdrawals you can make (for money market accounts) or official checks mailed to you.
- If you exceed these transaction limitations during any calendar month, we may refuse to pay each transaction in excess of the limitations. If you exceed these limits on more than an occasional basis, we reserve the right to close your Account. Note: We are currently not enforcing the monthly transaction limit on savings and money market accounts. Therefore, exceeding these limitations on more than an occasional basis will not result in the closure of your account.
Expedited delivery for official bank checks
Deposited item returned
Stop payment order
Insufficient funds
Account closure

** Outgoing wire transfers are subject to a service charge.

^†Annual Percentage Yield: The APY applies to personal accounts only. Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. APY may change before or after the account is opened. No minimum deposit to open.

Online Savings Account

Kick-start your savings with a $150 or $200 bonus offer*

Savings that stand apart

Maximum savings with minimum hassle. That’s what our Online Savings Account is all about.

You won't pay fees for the following:

Ready to start saving?

If you have more questions, call us at