Choose the account that suits your goal.

Different savings accounts achieve different goals. For example, an IRA CD is a good strategy for retirement, while a money market account works well for an emergency fund. Figure out which account may work best for you by choosing your goal from the chart below.

If your goal is to: Recommended Product Product Benefits Current Rate
Save for unexpected expenses Money Market Account1
  • Access to your funds when you need it5 (debit, checks, and online)
  • Pay bills online with our Easy service

% APY4

for balances under $100,000

Build up your savings for a large purchase Online Savings Account2
  • A rate that exceeds the national Savings Average7 on all balances
  • Fast and Easy online money transfers5
  • Easy to setup automatic savings plan

% APY4

for all balances

Lock in a fixed rate for guaranteed returns Certificate of Deposit (CD) Account3
  • Terms from 3 months to 10 years
  • Re-invest or distribute your CD interest
  • Not subject to fluctuations in the market

% APY4

for a 12-month term

Invest in your retirement Individual Retirement Account (IRA) CD3
  • Grow your Traditional / Roth IRA
  • Roll-over a 401(k) or transfer an IRA
  • Not subject to fluctuations in the market

% APY4

for a 3-year term

1. Minimum opening deposit is $2,500.

2. Minimum opening deposit is $500.

3. Minimum opening deposit is $2,500. A penalty may be charged for early withdrawal.

4. Annual Percentage Yield (APY) is valid as of XX/XX/XX. This offer applies to personal accounts only. Fees could reduce the earnings on the account. Rates may change at any time without prior notice, before or after the account is opened.

5. You may make up to six withdrawals from your Online Savings Account per statement cycle, including preauthorized, automatic and telephone transfers.

6. The APY for the Online Savings Account as of XX/XX/XX is more than five times the national average APY for interest-bearing savings account with balances over $500 as reported by Informa Research Services, Inc. as of XX/XX/XX. Rates are subject to change at any time. Although the information provided by Informa Research Services has been obtained from the various institutions, accuracy can not be guaranteed.