Named one of NerdWallet's
Best Checking Accounts for 2018
|All the rewards, No hidden fees.||Discover|
(no balance or activity requirements)
(at other ATMs in the US, ATM owner may also have a fee)
|Rewards on Debit Purchases, Checks Cleared and Online Bill Payments
(Up to 100 transactions per month)
|Online bill pay|
|Replacement debit card|
|Convenience shouldn't cost you a cent.||Discover|
|Offical Bank Check|
|Expedited delivery for replacement debit card|
|Outbound ACH Transfer
to an external bank
from an external bank
|Paper Copy of Check or Deposited Item|
Location Information is unavailable
SIMPLE TO START
We'll need your physical address, phone, email and social security number (or other taxpayer ID).
Funding can be done now or later. It's up to you.
We'll send a confirmation email, then watch the mail for your debit card and your checks (if requested).
You may only apply for a Discover Cashback Checking account online.
Once your new account is opened, please be sure to register for online account access within 15 days to avoid closure of your account.
See the FAQs below with questions about Discover Cashback Checking.
MODERN MONEY BLOG
There is no minimum opening deposit required and there is no minimum balance requirement.
Effective December 1, 2017, you may be an owner, either individual or joint, of only one (1) Cashback Checking Account. Any Cashback Checking accounts you own that were opened prior to December 1, 2017, may remain open, but you will not be able to open any additional Cashback Checking accounts.
You should receive your checks, if requested, and debit card within ten days after opening your account. Once your debit card is activated, the Personal Identification Number (PIN) for your card can be set up and changed online in the Account Center or over the phone through our automated system at 1-800-347-7000.
Reach someone helpful 24/7.