Earn 1% cash back on up to $3,000 in debit card purchases each month. Info

No monthly fees or monthly balance requirements
Over 60,000 no-fee ATMs across the U.S.


Not all checking accounts are created equal.

Info About Data
All the rewards, No hidden fees. Discover
Monthly fee
(no balance or activity requirements)
ATM fee
(at other ATMs in the US, ATM owner may also have a fee)
Rewards on Debit Purchases, Checks Cleared and Online Bill Payments
(Up to 100 transactions per month)
Online bill pay
Check reorder
Replacement debit card
Add A Bank Opens a dialog box
Convenience shouldn't cost you a cent. Discover
Offical Bank Check
Expedited delivery for replacement debit card
Outbound ACH Transfer
to an external bank
Incoming Wire
from an external bank
Paper Copy of Check or Deposited Item
Add A Bank Opens a dialog box
No hidden fees. Discover
Outgoing Wire
to an external bank
Deposited Item Returned
(per item)
Stop Payment
(per request)
Max Number of Insufficient Funds Fees per Day
Add A Bank Opens a dialog box


With over 60,000 no-fee ATMs, it's never hard to find a place to get cash. Info About Data

Location Information is unavailable


Whatever you need to do,
wherever you happen to be.


Get started and open a Discover Cashback Checking Account in 3 easy steps.

Enter your info

We'll need your address, phone, email and social security number (or other taxpayer ID).

Fund your account

Funding can be done now or later. It's up to you.


We'll send a confirmation email, then watch the mail for your debit card and your checks (if requested).


1-800-347-7000 to have one of our U.S.-based Banking Specialists help you open an account.


See what people are saying about their Discover Cashback Checking Account.


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Read more about the convenience of online checking.


Here's what other people like you wanted to know about Cashback Checking.

You may only open a Cashback Checking Account online. Please click any "Open an Account" button on this page to begin the application process. If you have any questions during the opening process, please call our Banking Specialists at 1-800-347-7000.

There is no minimum opening deposit required and there is no minimum balance requirement.

Effective December 1, 2017, you may be an owner, either individual or joint, of only one (1) Cashback Checking Account. Any Cashback Checking accounts you own that were opened prior to December 1, 2017, may remain open, but you will not be able to open any additional Cashback Checking accounts.

You should receive your checks, if requested, and debit card within ten days after opening your account. Once your debit card is activated, the Personal Identification Number (PIN) for your card can be set up and changed online in the Account Center or over the phone through our automated system at 1-800-347-7000.

Reach someone helpful 24/7.