CASHBACK CHECKING®

Other banks charge you for checking. We reward you.

No monthly fees or monthly balance requirements
Exclusive for Discover customers --
start earning rewards today

IT ADDS UP

Rewards that add up quickly with your everyday banking.

Open today and start earning 10¢ on up to 100 transactions per month.

Opened a checking account with Discover, and it has been the best experience. I am so thrilled to be associated with such a great, professional, serve all your needs bank.-Tmoney2, Dec. 2015

See more reviews

BANK BETTER

Not all checking accounts are created equal.

Info About Data
When we say free checking, we mean it. Discover
Monthly fee
(no balance or activity requirements)
ATM fee
(at other ATMs in the US, ATM owner may also have a fee)
Rewards on Debit Purchases, Checks Cleared and Online Bill Payments
(Up to 100 transactions per month)
Online bill pay
Check reorder
Replacement debit card
Add A Bank Opens a dialog box
Convenience shouldn't cost you a cent. Discover
Offical Bank Check
Expedited delivery for replacement debit card
Outbound ACH Transfer
to an external bank
Incoming Wire
from an external bank
Paper Copy of Check or Deposited Item
Add A Bank Opens a dialog box
No hidden fees. Discover
Outgoing Wire
to an external bank
Deposited Item Returned
(per item)
Stop Payment
(per request)
Info
Max Number of Insufficient Funds Fees per Day
Add A Bank Opens a dialog box

HELLO THERE

With over 60,000 free ATMs, it's never hard to find a place to get cash. Info About Data

Location Information is unavailable

ACCESS & EASE

Whatever you need to do,
wherever you happen to be.

SIMPLE TO START

Get started and open a Discover Cashback Checking Account in minutes.

Enter your info

We'll need your address, phone, email and social security number (or other taxpayer ID).

Fund your account

Funding can be done now or later. It's up to you.

Done!

We'll send a confirmation email, then watch the mail for your debit card and your checks (if requested).

or

1-800-347-7000 to have one of our U.S.-based Banking Specialists help with questions during the application process.

RATINGS & REVIEWS

See what people are saying about their Discover Cashback Checking Account.

Info

Great Card

Username: Anonymous Location: New Jersy

This card is great, once my friend recommended me to this card I gotten $50. I could get it by check or use it to pay my bill. Not only that I still get more points.

I love this Card

Username: Emiee Location: Florida

This card is great, once my friend recommended me to this card I gotten $50. I could get it by check or use it to pay my bill. Not only that I still get more points

Discover it Card

Username: Anonymous Location: Georgia

This card is great, once my friend recommended me to this card I gotten $50. I could get it by check or use it to pay my bill. Not only that I still get more points

BANKING TOPICS

Read more about the convenience of online checking.

May 31, 2016

Opening a Checking Account Online

Online banking has made it more convenient for people to make deposits, transfer funds and pay their bills; it's also easier to open an account online as well. Most banks have multiple types of accounts you can open, including checking accounts...

Read MoreAbout When's the right time to open A Joint Checking Account

QUESTIONS?

Here's what other people like you wanted to know about Cashback Checking.

You may only open a Cashback Checking Account online. Please click any "Open an Account" button on this page to begin the application process. If you have any questions during the opening process, please call our Banking Specialists at 1-800-347-7000.

There is no minimum opening deposit required and there is no minimum balance requirement.

You should receive your checks, if requested, and debit card within ten days after opening your account. Once your debit card is activated, the Personal Identification Number (PIN) for your card can be set up and changed online in the Account Center or over the phone through our automated system at 1-800-347-7000.

Reach someone helpful 24/7.