1% cash back
ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal™, who also provide P2P payments) may not be eligible for cash back rewards. Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
Say goodbye to fees.
No. Fees. Period. That means you won't be charged an account fee on our Cashback Debit account.
Outgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network.
- Monthly maintenance
- Withdrawals at over 60,000 ATMs nationwide
- Replacement debit card
- Standard checks
- Official bank check
- Online bill pay
- Expedited delivery for debit card replacement
- Expedited delivery for official bank checks
- Deposited item returned
- Stop payment order
- Insufficient funds
- Account closure
The difference is surprising.
Comparison conducted by an independent research firm and based on data compiled in October 2019 from company websites, customer service agents and consumer checking offers. In some cases competitors assess and/or waive fees if certain criteria are met. Registered trademarks are properties of their respective owners.
See how our Cashback Debit account beats other banks across the board.
No-fee features
No hidden fees
See how much cash back you can earn.
How much do you use your debit card? Our rewards checking account will make you want to use it even more.
We’re right on your way.
See which of our over 60,000 no-fee ATMs are at the stores you already frequent.
Some ATMs have limited hours and/or restricted access. You may be charged a fee by the ATM owner if you use an ATM that is not part of our no-fee network. If you encounter any issues using the ATMs displayed on this site, please contact us at 1-800-347-7000.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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It’s easy to use.
Send to friends, family and people you trust with a bank account in the U.S.
Zelle enrollment is required with a U.S.-based bank account and a U.S. mobile number or email address.
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Money moves fast.
Just tell us who to pay and how much – the money’s on its way in minutes.
Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
Zelle enrollment is required with a U.S.-based bank account and a U.S. mobile number or email address. Voice over IP (VOIP), prepaid mobile phone numbers, landlines and Google voice numbers are not eligible for Zelle enrollment. Message and data charges from your carrier may apply. Transaction limitations may apply.
To use Zelle with Discover, an account center registered Discover checking, savings, or money market account is required. Discover and Zelle do not offer a protection program for any authorized payments made with Zelle.
- You’re protected. We won’t share any of your bank account information with your recipient.
- No fees. Whether you’re sending or receiving, Discover doesn’t charge any fees to use Zelle.
Yes, you can take it with you.
Know where you stand. Do what you do. We’re right there with you.
For more information regarding the Discover Bank Mobile Check Deposit Service, click here.
Opening an online checking account couldn’t be simpler.
- Just give us a few basics (like address and Social Security number), and we’ll get the ball rolling for you.
- Make a deposit now or come back and do it later. Whatever makes it easier for you to get going on your goals.
- Check your email for a confirmation, and you’re on your way to the future you’ve been dreaming of.