A debit card is a payment card that deducts money directly from your checking account to pay for purchases instead of using cash. The Discover Cashback Debit card is directly connected to your Discover Checking account.
Debit Card
Get StartedWe make it easy to get started
1
Open an account
No fees. Sign up online and open an account in minutes.
2
Add money
Fund your account to get started on your financial journey.
3
Start earning
Earn cash back Earn 1% cash back on up to $3,000 in debit card purchases each month. See Deposit Account Agreement for details on transaction eligibility, limitations and terms. on qualifying purchases.
Need more reasons to love the Cashback Debit Card?
-
Redeem any amount, any time
Earn 1% cash back on up to $3,000 in debit card purchases each month. See Deposit Account Agreement for details on transaction eligibility, limitations and terms.
Redeem your cash back anytime into a Discover account you own-Cashback Debit, Money Market, or Online Savings Account.
-
Features
- Rewards never expire If your Cashback Debit account is closed for any reason, unredeemed Cashback Bonus® may be forfeited.
- Link your debit card with digital wallet
- $0 fraud liability for unauthorized debit card purchases
- Freeze your debit card with the mobile app or website to prevent new purchases and ATM transactions© When you freeze your debit card, Discover will not authorize new purchases, or ATM transactions, with that frozen debit card. Most other account activity will continue as normal, including previously scheduled and recurring transactions, internal and external transfers, deposits, online bill payments from the Discover Account Center, returns, credits, dispute adjustments, reward redemptions, and checks paid.
- No. Fees. Period.
Debit Card FAQ
View All FAQsHow do I open an online Checking Account and get a Debit Card?
You may only open a Cashback Debit Account online. Please click any “Open an Account” button on this page to begin the application process. If you have any questions during the opening process, please call our U.S.-based Banking Specialists 24/7 at 1-800-347-7000.
Will I ever be charged an overdraft fee?
We offer fee-free coverage with Overdraft Protection Services.
What's the difference between a debit and a credit card?
When you use a debit card, the funds for your purchase are taken from your checking account. When you use a credit card, the amount will be charged to your line of credit.
Can I use my Debit Card at an ATM? Are there fees?
60,000 ATMs through the Allpoint® and MoneyPass® networks are completely free of charge and can be found at a variety of locations including retailers such as Target, CVS, Walgreens, and Wal-Mart. Use our online or mobile ATM Locator to find a free location nearby. An owner outside of the Allpoint® and MoneyPass® networks may charge a fee. Discover will not charge you a fee for using your debit card at any ATM.
Get expert tips for managing your debit card
prev
Next
Ever wish you had money to play with? More cash to save? Here's how to make the most out of those extra dollars you earn with your cash back debit card.
A debit card isn't just for spending. You can build good money habits with a debit card and get your finances on track.
Debit cards are safe, but they’re even safer when you put security measures in place and lean into fraud prevention best practices.
Manage your money with the Discover® App
- Mobile Check Deposit
- Online bill pay
- Account alerts
- Zelle®
- P2P payments
- And much, much more!
Download the Discover App today
Need more than checking? Find the right account
Answer a few questions and we’ll help you find an account that fits your goals.