CERTIFICATE OF DEPOSIT

Earn peace of mind when you lock in your CD rate.

Info for a 24-month term
Start saving today with as little as $2,500

BIG DIFFERENCE

If only all financial decisions were this easy.

Select your CD term

Discover Bank
1.00% APY Info
0.05% APY Info
0.05% APY Info
0.02% APY Info

OUR CD RATES

Choosing a Discover CD just keeps paying off.

$
Term Interest Rate APY Info Earned Interest Info
10 Years      
7 Years      
5 Years      
4 Years      
3 Years      
30 Months      
24 Months      
18 Months      
12 Months      
9 Months      
6 Months      
3 Months      

SIMPLE TO START

Get started and open a Discover CD within minutes.

Enter your info

We'll need your address, phone, email and social security number
(or other taxpayer ID).

Fund your account

Open with as little as $2,500. You can send us a check or transfer funds from an existing bank account.

Done!

We'll send a confirmation email, then watch the mail for your Welcome Kit.

or

1-800-347-7000 to have one of our U.S.-based Banking Specialists help you open an account.

RATINGS & REVIEWS

See what people are saying about their Discover CD Accounts.

Info

Great Card

Username: Anonymous Location: New Jersy

This card is great, once my friend recommended me to this card I gotten $50. I could get it by check or use it to pay my bill. Not only that I still get more points.

I love this Card

Username: Emiee Location: Florida

This card is great, once my friend recommended me to this card I gotten $50. I could get it by check or use it to pay my bill. Not only that I still get more points

Discover it Card

Username: Anonymous Location: Georgia

This card is great, once my friend recommended me to this card I gotten $50. I could get it by check or use it to pay my bill. Not only that I still get more points

BANKING TOPICS

Learn more about how CD Accounts can offer guaranteed returns.

DEC 18, 2014

Certificates of Deposit Combine Growth and Safety

Many investors choose Certificates of Deposit (CDs), popular low-risk/high-yield FDIC-insured accounts that offer a broad range of maturities and yields...

Read MoreAbout Certificates of Deposit Combine Growth and Safety

QUESTIONS?

Here's what other people like you wanted to know about our CDs.

The minimum initial deposit is $2,500.

Yes. We allow a range of account ownership types including Trust, Custodial, Guardian, and Estates. To open one of these account types, please call us at 1-800-347-7000 and a Banking Specialist will assist you.

You can fund your CD Account in the following ways:

  • Online transfer from an eligible Discover Bank Account or an external bank account
  • Phone Transfers (available for initial funding only)
  • Wire TransferPDF Document (fees may apply)
  • Mail a check that includes your CD Account number, made payable to you to:
    Discover Bank
    PO Box 30417
    Salt Lake City, UT 84130

*Please note that Travelers Checks will not be accepted for deposit.

Reach someone helpful 24/7.