Open an online savings account in a few easy steps
- Fill out the application
- Choose an individual or joint account
- Designate beneficiaries
- Fund the account if it’s required
Whether you’re just starting your first job or only a few years from finishing your career, it’s important to know how to start saving for retirement. Early retirement planning is best, of course, but if you learn how to budget your money, you can plan and put away savings for your future at any time.
There are many ways to save, and they all center on two key principles:
That sounds simple, but because it’s even easier not to save, many folks put off getting started on their retirement savings.
As you begin your early retirement planning, set savings goals and track your progress against the goals. If you’re not making the progress you want, make adjustments to your financial lifestyle to get on track.
Remember: Anyone can learn how to start saving for retirement. Once you know how, start saving and keep saving. When you do finally retire, you’ll be very happy that you took these steps earlier in your career.
Whether you’re just embarking on your financial journey or are a seasoned saver, here’s how to determine if your savings are on track.
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