Your goals.

Your terms.

Wherever you are in life,
we've got an online bank account
designed to make it more rewarding.

All the stuff you want.

Whichever online bank account you choose, we keep the terms simple and the service stellar.

X.XX% APY

Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open.

watch your money grow Online Savings Account
X.XX% APY

Annual Percentage Yield (APY) is accurate as of XX/XX/XXXX, is subject to change without notice, and will be determined and fixed for the term at funding.  Applies to personal accounts only. A penalty may be charged for early withdrawal. No minimum deposit to open.

12 mo
lock in long-term earnings Certificate of Deposit
X.XX% APY

Annual Percentage Yield (APY) is accurate as of XX/XX/XXXX and is subject to change without notice. The APY will be determined and fixed for entire IRA CD term once account is opened and correctly completed documentation and funding is received. We will send you written confirmation of the interest rate, APY and maturity date of your IRA CD after it is opened or funded. Applies to personal accounts only. A penalty may be charged for early withdrawal. No minimum deposit to open. Consult a financial advisor or tax professional for guidance.

5 yr
plan today and
secure your tomorrow
IRA Certificate of Deposit

None of the sneaky stuff.

We're an online bank that says goodbye to gimmicks, gotchas and fees.

No. Fees. Period.

Outgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network. A penalty may be charged for early withdrawal from a Certificate of Deposit.

  • No monthly fees on any account.
  • No insufficient funds or overdraft fees.
  • No minimum balance required to avoid monthly fees.

    For Discover Online Savings Accounts.

Easy to find.

See which of our over 60,000 no-fee ATMs are at the stores you already frequent.

Some ATMs have limited hours and/or restricted access. You may be charged a fee by the ATM owner if you use an ATM that is not part of our no-fee network. If you encounter any issues using the ATMs displayed on this site, please contact us at 1-800-388-1302.

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    Easy to love.

    Online banking, now as simple as everything else you do on your phone.

    EASY ACCESS MOBILE CHECK DEPOSIT SIMPLE TO USE QUICK VIEW
    Get access to cash on the go. Just tap to find one of our no-fee ATMs near you.
    Easily deposit a check into your account by snapping a photo of it with your smartphone or tablet.

    For more information regarding the Discover Bank Mobile Check Deposit Service, click here.

    Check on your account easily anytime. You can even skip the passcode and log in with touch or face ID.

    Face ID is currently available to iOS users.

    Enable Quick View to check your account balances without logging in each time.
    We score out of 5 stars!

    Star rating is representative of the Apple® App Store rating for the Discover mobile app and is updated daily.