Discover is part of Capital One

Manage your money with no fees, no minimums and no overdraft fees.Opens modal dialog

No-fee overdraft authorizes us to consider paying your checks, ACH and recurring debit transactions that put your account into overdraft. You also have the option to ask us to consider paying your everyday debit card and ATM transactions if they would cause you to overdraft your account. In making a payment decision, we typically consider a variety of factors, including the size of the transaction, whether your account is in good standing and/or if you have had too many overdrafts. If we elect to pay an overdraft item, you have no right to defer payment and you must deposit additional funds into your account promptly in an amount sufficient to cover the overdraft. To qualify for no-fee overdraft, you must regularly deposit at least $250 during two of the previous three calendar months. Accounts that haven't met this will no longer have access to overdraft until the next month when you've met this requirement. New accounts will not have access to no-fee overdraft until the consistent deposit requirement has been met.

360 Checking Accounts

Grow your savings with one of the best savings rates in America.Opens modal dialog

The rate of our 360 Performance Savings account is one of the best in America based on Curinos Inc. national percentile data for savings accounts on balances of $1.

360 Performance Savings Accounts

Enjoy guaranteed returns with a fixed rate on a term you choose.Opens modal dialog

Guaranteed Returns - Interest on your account will be compounded and credited on a monthly basis. Your account will only receive an interest posting if the amount earned during the month rounds to at least $0.01.

 

360 CD Accounts