ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal®, who also provide P2P payments) may not be eligible for cash back rewards. Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the US and other countries. Venmo and PayPal are registered trademarks of PayPal, Inc.Checking Account
Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open.watch your money grow Online Savings Account
Annual Percentage Yield (APY) is accurate as of XX/XX/XXXX, is subject to change without notice, and will be determined and fixed for the term at funding. Applies to personal accounts only. A penalty may be charged for early withdrawal. Minimum deposit to open is $2,500.12 mo lock in long-term earnings Certificate of Deposit
Outgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network.
NerdWallet and the NerdWallet logo are trademarks owned by NerdWallet, Inc. and used with permission.
Some ATMs have limited hours and/or restricted access. You may be charged a fee by the ATM owner if you use an ATM that is not part of our no-fee network. If you encounter any issues using the ATMs displayed on this site, please contact us at 1-800-347-7000.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Zelle enrollment is required with a U.S.-based bank account and a U.S. mobile number or email address.
Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
Zelle enrollment is required with a U.S.-based bank account and a U.S. mobile number or email address. Voice over IP (VOIP), prepaid mobile phone numbers, landlines and Google voice numbers are not eligible for Zelle enrollment. Message and data charges from your carrier may apply. Transaction limitations may apply.
To use Zelle with Discover, an account center registered Discover checking, savings, or money market account is required. Discover and Zelle do not offer a protection program for any authorized payments made with Zelle.
For more information regarding the Discover Bank Mobile Check Deposit Service, click here.
Face ID is currently available to iOS users.
“If you can manage your traditional bank’s account online via its website or app, you can manage an online-only account. It’s the same basic experience.”
– Miguel A. Suro, founder of financial blog The Rich Miser
Your guide to understanding how a Fed rate cut could impact your mortgage as a homeowner or prospective buyer.*
*This should not be considered tax or investment advice. Please consult a financial planner or tax advisor if you have questions.
“If the Fed drops its rate during the adjustment period, you could see your interest rate go down and, in turn, see lower monthly payments.”
– Emily Stroud, financial advisor and founder of Stroud Financial Management
“A large inheritance that pushes you out of your financial comfort zone can create anxiety about how to best manage the money.”
– Robert Pagliarini, president of Pacifica Wealth Advisor