Rewarding customers for 25 years.

5% cash back

5% cash back in categories that change throughout the year, up to the quarterly maximum. Signing up each time is free and easy.
5% Cashback Calendar

1% cash back

Get nonstop cash back every time you use your card. Earn 1% cash back on all other purchases.

Online Shopping

Get 5-20% cash back at 200+ online retailers like Apple Store, Macy's and BestBuy.com through ShopDiscover.com.

Amazon.com

Choose from millions of items at Amazon.com and Pay with Cashback Bonus.2

$1 cash back = $1 at checkout

Learn More About Rewards

Discover's award-winning service3 puts you first.

Fico Credit Meter

Another first—Free FICO® Credit Score on your monthly statements.4

Your FICO® Credit Score is one of the most frequently used pieces of information that lenders review when they're making a credit decision about you. So we think you should know it too. Seeing your score for free each month will help you stay on top of your credit and avoid surprises.

† Among major credit card issuers.

Award-winning Service

100% U.S.–based customer service, 24/7

So you can talk to a real person, right here, anytime you want. 1-877-587-1605

Easy to Use Mobile and Online Tools

Easy to use mobile and online tools

Make a payment, redeem your rewards with the tap of a finger, get mobile text alerts, and much more.

Compare Credit Cards Apply for a Discover It Credit Card Blue Cash
Everyday® Card
from American
Express®
Chase
Freedom
Capital One®
Quicksilver® Cash
Rewards
Citi®
Simplicity®
Card
Bank
Americard
Cash
Rewards™
Rewards Apply for a Discover It Credit Card Blue Cash
Everyday® Card
from American
Express®
Chase
Freedom
Capital One®
Quicksilver® Cash
Rewards
Citi®
Simplicity®
Card
Bank
Americard
Cash
Rewards™
5% cash back in categories that change throughout the year, up to the quarterly maximum, with free sign up offered to all cardmembers each time Discover Orange Check Gray X Gray Check Gray X Gray X Gray X
1% cash back or more on all other credit card purchases Discover Orange Check Gray Check Gray Check Gray Check Gray X Gray Check
Use your rewards instantly at Amazon.com checkout2 Discover Orange Check Gray X Gray Check Gray X Gray X Gray X
Value Apply for a Discover It Credit Card Blue Cash
Everyday® Card
from American
Express®
Chase
Freedom
Capital One®
Quicksilver® Cash
Rewards
Citi®
Simplicity®
Card
Bank
Americard
Cash
Rewards™
No Annual Fee Discover Orange Check Gray Check Gray Check Gray Check Gray Check Gray Check
Paying late won’t increase your APR Discover Orange Check Gray X Gray X Gray X Gray Check Gray X
No late fee on your first late payment Discover Orange Check Gray X Gray X Gray X Gray Check Gray X
If you lose your job, get a lower rate, lower payment or other help Discover Orange Check Gray X Gray X Gray X Gray X Gray X
No overlimit fee Discover Orange Check Gray Check Gray Check Gray Check Gray Check Gray Check
Service Apply for a Discover It Credit Card Blue Cash
Everyday® Card
from American
Express®
Chase
Freedom
Capital One®
Quicksilver® Cash
Rewards
Citi®
Simplicity®
Card
Bank
Americard
Cash
Rewards™
Free FICO® Credit Score on your monthly statement4
100% U.S. based customer service available any time Discover Orange Check Gray X Gray X Gray X Gray X Gray X
Pay your bill up to midnight (ET) the day it's due by phone or online Discover Orange Check Gray X Gray X Gray X Gray Check Gray X
Travel Benefits Terms & Conditions Apply for a Discover It Credit Card Blue Cash
Everyday® Card
from American
Express®
Chase
Freedom
Capital One®
Quicksilver® Cash
Rewards
Citi®
Simplicity®
Card
Bank
Americard
Cash
Rewards™
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Auto Rental Insurance:

For full terms and conditions (including definitions and information on how to file a claim), please go to Discover.com/cardbenefits or call 1-800-DISCOVER (1-800-347-2683). Exclusions and limitations apply. Secondary Auto Rental Collision Damage Waiver Coverage is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, 15 Mountain View Road, P.O. Box 1615, Warren, NJ 07061-1615 and administered by Crawford & Company, P.O. Box 4090, Atlanta, GA 30302.

Auto Rental Insurance provides coverage if your rental car is damaged in a collision Discover Orange Check Gray Check Gray Check Gray Check Gray Check Gray Check
No foreign transaction fee Discover Orange Check Gray X Gray X Gray Check Gray X Gray X
Emergency travel assistance to help when you're away from home Discover Orange Check Gray Check Gray Check6 Gray Check Gray Check Gray Check
Shopping Benefits Terms & Conditions Apply for a Discover It Credit Card Blue Cash
Everyday® Card
from American
Express®
Chase
Freedom
Capital One®
Quicksilver® Cash
Rewards
Citi®
Simplicity®
Card
Bank
Americard
Cash
Rewards™
Close

Purchase & Price Protection:

For full terms and conditions (including definitions and information on how to file a claim), please go to Discover.com/cardbenefits or call 1-800-DISCOVER (1-800-347-2683). Exclusions and limitations apply. Price Protection coverage is underwritten and administered by Connexions Loyalty, P.O. Box 6175, Westerville, OH 43086. Purchase Protection coverage is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, 15 Mountain View Road, P.O. Box 1615, Warren, NJ 07061-1615 and administered by Sedgwick Claims Management Services, Inc., PO Box 89405, Cleveland, OH 44101. Items stolen from vehicles are not eligible for Purchase Protection coverage.

Accepted where you shop at 9 million merchants5 nationwide Discover Orange Check Gray X Gray Check Gray Check Gray Check Gray Check
$0 Fraud Liability Guarantee means you're never responsible for unauthorized purchases on your credit card Discover Orange Check Gray Check Gray Check Gray Check Gray Check Gray Check

Comparison conducted by an independent research firm and based on data compiled in February 2014 from company websites, customer service agents, and consumer credit offers.

All with no annual fee.

0% Intro APR* for 14 months on purchases and balance transfers

Then 10.99%-22.99% Standard Variable Purchase APR applies

3% fee for each balance transfer

*See rates, rewards and other info.

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Rated 4.8 out of 5 by 3433reviewers.
Rated 5 out of 5 by Love IT I really like the benefits and the ease of store excepting IT April 14, 2014
Rated 5 out of 5 by Discovered a new way of spending :) Discover has given me so much, I need to spend for few basic requirements irrespective of how much I want to save I'll have spend on these basic stuff, Discover gives me cash back on these too... its an amazing feel when I see my cash back rewards.Website is so easy, i can track my spending based on category, pie chart is awesome.thank you Discover.Seema. April 14, 2014
Rated 5 out of 5 by card service very happy with card and service provided i made mastake with figures and they help straighten it ,took all the time I needed April 14, 2014
Rated 5 out of 5 by Great Card! This is a wonderful card to have and it serves my purposes very well! I would highly recommend this card, everyone in my immediate family also carries this card and share my sentiments!Great Job Discover!!!! April 14, 2014
Rated 5 out of 5 by Super card. Although I don't do rewards much yet, it has been such a handy card, service is impeccable...live person every call I made, which is rare because the on-line experience is first rate. The live rep was always energetic and helpful, knowledgable, excellent, easy to work with and always got the answer I was looking for. Very happy user! April 14, 2014
Rated 5 out of 5 by Excellent Card This credit card is fantastic. The easy to use online web portal allows me to quickly make payments, view statements & free FICO score each month. The cost analyzer allows me to see where my money is going. Otherwise that would take a few hours in excel to disect and analyze. Casback rewards are great and I love the 5% deals every few months that come out. Great card! April 14, 2014
Rated 4 out of 5 by great card enjoy using the card every chance I get so I can earn the cash back April 14, 2014
Rated 5 out of 5 by One Year Member My wife and I love having our Discover Card. We really like getting cash back for things we purchase everyday. Also, we like having our FICA score on our bill. It is so easy to go to the website and check your account. Our friend recommended Discover Card and told us about all the great benefits of using the Discover Card. And you know what, she was right. Thank you Discover Card. April 14, 2014
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