Common Myths About Student Credit Cards

Student cards are real credit cards that function just like traditional credit cards, but they are tailored for younger applicants.

Anyone between 18 and 20 can legally apply for a card, but there are federal laws that credit card issuers must follow.

Some student cards offer perks like cash back.

Building credit requires cardholders to do things like pay on time and keep balances low.

Checking your own credit scores is harmless, and there are free tools you can use to track and monitor your progress as you build credit.