What's Length of Credit History?
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Credit Score vs. Credit Report
6 min read
Last Updated: April 11, 2025
Key Takeaways
- Your credit report is a summary of your credit history; your credit score is a number that quantifies the information in your credit report.
- Lenders use your credit score to help determine whether they’ll offer you a loan and what terms the loan will have.
- It’s a good idea to check your credit report regularly to ensure there are no discrepancies.
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