In 2009, the United States Congress passed federal legislation called the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act to bolster consumer protection concerning credit cards. It focused on improving creditors’ transparency and minimizing unexpected or unreasonable credit card fees. Its reforms made credit card information more accessible and uniform to help consumers compare credit cards at a glance and make the best financial decision for them.

Learn About the Credit CARD Act of 2009
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Last Updated: May 28, 2025
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