Named one of NerdWallet's

Best Checking Accounts for 2018

Named one of NerdWallet's

Best Checking Accounts for 2018

* ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments, and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal, who also provide P2P payments) may not be eligible for cash back rewards


Not all checking accounts are created equal.

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All the rewards, no hidden fees. Discover
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Convenience shouldn't cost you a cent. Discover
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No hidden fees. Discover
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With over 60,000 no-fee ATMs, it's never hard to find a place to get cash. Info About Data

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Whatever you need to do,
wherever you happen to be.


Get started and open a Discover Cashback Debit Account online in 3 easy steps.

Enter your info online

We'll need your address, phone, email and social security number (or other taxpayer ID).

Fund your account

Funding can be done now or later. It's up to you.


We'll send a confirmation email, then watch the mail for your debit card and your checks (if requested).

You may only apply for a Discover Cashback Debit account online.

Once your new account is opened, please be sure to register for online account access within 15 days to avoid closure of your account.

See the FAQs below with questions about Discover Cashback Debit.


Here's what other people like you wanted to know about Cashback Debit.

You may only open a Cashback Debit Account online. Please click any "Open an Account" button on this page to begin the application process. If you have any questions during the opening process, please call our Banking Specialists at 1-800-347-7000.

There is no minimum opening deposit required and there is no minimum balance requirement.

Effective December 1, 2017, you may be an owner, either individual or joint, of only one (1) Cashback Debit Account. Any Cashback Debit accounts you own that were opened prior to December 1, 2017, may remain open, but you will not be able to open any additional Cashback Debit accounts.

You should receive your checks, if requested, and debit card within ten days after opening your account. Once your debit card is activated, the Personal Identification Number (PIN) for your card can be set up and changed online in the Account Center or over the phone through our automated system at 1-800-347-7000.

Reach someone helpful 24/7.