Terms of Use

Access to and use of this website is subject to these Terms of Use and all applicable laws and regulations.

Please note that by using this website, you signify that you have read and agree to the terms of our Privacy Policy. We may collect and process information regarding your use of our Services in accordance with the terms of this Privacy Policy. Please note that this may include the implementation of session replay technologies, which allow us to better understand how you navigate our Service and how you engage with our content.

Certain features or content offered on the website may require you to open an account or may otherwise ask you to provide information. If you elect not to provide such information, you may not be able to access certain content or features.

You agree to notify DFS immediately of any unauthorized use of a DFS account. You are responsible for maintaining the confidentiality of any of your usernames or passwords associated with DFS’s websites and content. You may be held liable for losses or damages incurred by DFS or any other user of or visitor to the website due to someone else using your username, ID, password, or other information which provides access to the website. DFS is not liable for any loss or damage that you may incur as a result of your failure to comply with these requirements.

You agree that DFS may collect and use technical and usage data and related information, including but not limited to, technical information about your device, date and time of website access, system and website software, and peripherals, that is gathered periodically to facilitate the provision of product support and other services to you (if any) related to the website. You grant DFS the permission to use this information to improve its products or to provide services or technologies to you, as well as to provide advertising content in which DFS believes you may be interested, including working with third parties who provide targeted advertising content. For more information on how we collect, use and share your online data and how you can manage your online privacy choices, please see the Online Privacy Statement.

Please see our Website Privacy Statement.

THE INFORMATION, MATERIALS, PRODUCTS AND SERVICES IN THIS WEBSITE ARE PROVIDED "AS IS," AND "AS AVAILABLE" WITHOUT ANY WARRANTY OF ANY KIND EITHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING WITHOUT LIMITATION, ANY WARRANTY OF ACCURACY, ADEQUACY OR COMPLETENESS OF THE INFORMATION, MATERIALS, PRODUCTS AND SERVICES, TITLE, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS. DFS AND THIRD PARTY DATA PROVIDERS EXPRESSLY DISCLAIM LIABIILTY FOR ERRORS OR OMISSIONS IN THE INFORMATION, MATERIALS, PRODUCTS OR SERVICES IN THIS WEBSITE.

In no event will DFS be liable for any lost profits, lost opportunity, lost data, cost of procurement of substitute goods or services, intangible loss, or any direct or indirect, special, incidental, exemplary, punitive, consequential or any damages whatsoever arising out of or in connection with your access to, use of or inability to use this website or any linked product, service or website or the copying or display of, or the interaction or any other form of communications with the website, regardless of whether DFS is advised of the possibility of such damages, losses, or expenses and regardless of the form of action, whether in contract, tort, warranty or otherwise.

You agree to indemnify, defend and hold harmless DFS, its affiliates and their respective officers, directors, employees, agents, successors and assigns (“DFS Entities”) from and against any actual or alleged claims or losses arising from, in connection with, or based on allegations whenever made of any of the following: your breach of these Terms of Use; your use of this website and content; any claim that your use of this website and any content violates any law; the use of Your Content by any DFS Entity; or any claim arising out of, or in connection with, your negligent acts or omissions. This obligation shall survive the termination or expiration of these Terms of Use. You will cooperate fully as reasonably required in the defense of any claim. DFS reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to the indemnification by you.

DISCOVER and the other trademarks, logos, and service marks displayed in this website are the trademarks of DFS, its affiliates or their respective third-party owners. Under no circumstances may you alter, modify, or change these trademarks. You are prohibited from using these trademarks for any purpose without written permission. All right, title and interest in this website and any content contained herein is the exclusive property of DFS, except as otherwise stated.

The information contained in this website, including but not limited to text, graphics, and images (other than certain images licensed from third parties) and their arrangement, are copyright ©2023 by DFS. All rights reserved.

Pursuant to Section 512(c)(2) of the Copyright Act, DFS designates the following agent to receive notifications of claimed copyright or intellectual property infringement: Dennis Lee, Discover, 2500 Lake Cook Road, Riverwoods, IL 60015; phone number: 800-347-3138; email: iplegal@discover.com.

By using this website, creating an account, or otherwise posting or submitting content on this website, you understand, represent and agree to the following with regard to anything that you post or submit (“Your Content”):

1. Your Content is your original and sole creation;
   
   
2. Your Content does not infringe upon any third party rights, including but not limited to patent, copyright, trademark, trade dress, design right, right of publicity or privacy or any intellectual property right;
   
   
3. Your Content does not contain material that may be considered defamatory, slanderous or libelous or depict any person, entity or product in a false light;
   
   
4. Your Content does not violate any law or regulation;
   
   
5. You grant the DFS Entities an irrevocable, fully paid, royalty-free, perpetual, transferable, sub- licensable, non-exclusive, worldwide license to use, copy, publish, distribute, adapt and modify Your Content, or create derivative works from Your Content, in any and all media now known or hereafter devised, for any purpose and you have obtained any consents necessary to grant this license; and
   
   
6. The DFS Entities shall not be subject to any obligation of confidentiality with respect to Your Content except as specifically agreed in writing by a DFS Entity or as required by law.

This website contains links to third party websites. DFS hereby disclaims liability for any information, materials, products, or services posted or offered at any of the third party websites linked to this website. The inclusion of any link is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by DFS of any information contained in any third party website. In no event shall DFS be responsible for the information contained on that website or your use of or inability to use such website. You also should be aware that the terms and conditions of such website and the website’s privacy policy may be different from those applicable to your use of this website.

These Terms of Use shall be governed by and construed in accordance with the laws of the state of Delaware, without regard to conflicts of laws provisions. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to these Terms of Use shall be in an appropriate state court located in the County of Lake, State of Illinois or federal court located in the Northern District of Illinois, and the parties unconditionally waive their respective rights to a jury trial. Any cause of action you may have with respect to your use of this website must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of these Terms of Use, or a portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of these Terms of Use, and the remainder of these Terms of Use shall continue in full force and effect. Except for the Website Privacy Statement, these Terms of Use constitutes the entire agreement between DFS and you with respect to this website and it supersedes all prior or contemporaneous communications, agreements and understandings between DFS and you with respect to the subject matter hereof.