Home Loan Rates

Know exactly how much to budget for with a low fixed rate on your home equity loan or mortgage refinance

Our Home Loan Rates

APR Disclosure
Home Equity Loan
1st Lien: x.xx% - x.xx% APR
2nd Lien: x.xx% - x.xx% APR
Mortgage Refinance
1st Lien: x.xx% - x.xx% APR
2nd Lien: x.xx% - x.xx% APR
Loan Amounts
$35,000-$300,000
Payments
Fixed Monthly Payments
Terms
10, 15, 20 & 30 Years

Loan Payment Example
Application Fees
$0
Origination Fees
$0
Appraisal Fees
$0
Cash Required at Closing 
$0
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Discover Home Loans pays all closing costs incurred during the loan process, so that you don’t have to bring any cash to your loan closing.

In the event that you decide to pay off your loan balance in full within 36 months after your loan closes, you will be required to reimburse Discover for some of the closing costs that we are paying on your behalf, not to exceed $500.00.

Reimbursable closing costs will include all title fees, recording fees, and mortgage/transfer taxes. If you reside in Connecticut, Minnesota, New York, North Carolina, Oklahoma, or Texas you are not required to reimburse the closing costs.

Looking to tap into your equity?

Home Equity Loan

Keep your current mortgage and take out money from your home equity.

Mortgage Refinance

Get a new rate and borrow from your equity with a cash out refinance.

Looking to tap into your equity?

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Home Equity Loan

Keep your current mortgage and take out money from your home equity.

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Mortgage Refinance

Get a new rate and borrow from your equity with a cash out refinance.

Achieve your goals with a new home loan

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Home Improvements

Access cash from your home equity to fund your next home improvement project.

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Debt Consolidation

Combine multiple high-interest debts into a single monthly payment with a low, fixed rate.

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Mortgage Refinancing

A mortgage refinance may provide you with better terms than your current mortgage.

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Pay for College

Unlock home equity to cover higher education costs for yourself or a loved one.

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Weddings

Finance your dream wedding using a home equity loan with a fixed monthly payment.

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Major Expenses

Access cash to pay for life's big adventures and unexpected events.

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Start your application online or give us a call.

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