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We will continue to process applications that are in progress. If you have an application in process or your loan has funded, you can find our contact information here: 

My application is in process.

Manage your application online or on the phone.

Phone-icon1-855-361-3435

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  • Weekdays 8am–Midnight ET
  • Weekends 10am–6pm ET

TDD/TTY for the hard of hearing
dial 711

My loan has been funded.

Register or log in to access your account.

Phone-icon1-855-295-2193

TDD/TTY for the hard of hearing
1-866-352-3684

Discover® Home Loans

1 Corporate Drive, Suite 360 Lake

Zurich, IL 60047-8945

Discover + Capital One FAQs

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Nothing is changing at this point. You will receive advance notice of any changes related to your home loan account, if any.

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We are no longer accepting new home loan applications.

Note: If a loan application is already being processed, it will proceed through the application process.

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Yes, we’re still looking out for your personal information. Your security stays a top priority.

 

Safeguard your account: scammers who claim to be Discover or Capital One may contact you asking for sensitive information. Remember we won't contact you about these changes asking you to provide us with sensitive information such as your account number, password, or a one-time code. If ever in doubt, please call us directly.

 

For more tips on how to avoid scams, visit our scam protection page.

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Visit our Frequently Asked Questions page for the latest information.

Important things to keep in mind

All loan programs are offered by Capital One, N.A. 2500 Lake Cook Road, Riverwoods, IL 60015. 1(855) 361-3435. All loans will be secured by a lien against your property. Not all applicants will be approved. Terms and conditions apply, call for details.

Discover Home Loans Restrictions and Details

We do not lend in IA or MD. You are not guaranteed approval. Once you apply and submit your credit and property information, we will confirm your eligibility. We don’t lend on cooperatives, condotels, investment properties, log homes, manufactured homes, mobile homes, or secondary homes. We will only originate one 1st lien mortgage per property per 12-month period. The maximum loan amount you qualify for will depend on additional factors, including type of loan, lien position, loan-to-value and your credit history. We may change rates, program terms, and conditions without notice. Discover Card accounts and other Capital One accounts (with the exception of Discover home and personal loans) may not be paid off with this home loan. All loan programs are offered by Capital One, N.A., 2500 Lake Cook Road, Riverwoods, IL 60015. NMLS ID 453156.

 

Loan Payment Example Disclosure

For example, if you borrowed $60,000 for a 20 year term at 8.86% APR, your fixed monthly payments would be $534.45.