You call, we listen. We want to learn about your financial goals so we can show you exactly how a home equity loan can help. And if you decide to move forward with us, it only gets better from there:
Zero application or origination fees Zero cash required at closing Fixed rates starting at 3.99% APR The APR is based on loan amount and a review of creditworthiness, including income and property information, at the time of application. View APR disclosureopens modal dialog
Reduced paperwork We'll gather some documents for you Receive your money in one lump sum
Direct line to your Personal Banker We get to know you and your situation Here to answer all your questions
Borrow from $35,000–$200,000 to use how you need to — improve your home, consolidate your bills or fund a major expense. The choice is yours.
Knowledgeable and friendly Personal Bankers helping thousands of homeowners like you.
No surprises — we believe in clear and honest conversations, so you know everything you need to upfront.
Question answer section
The actual length of time varies by homeowner. When you apply for a home equity loan with Discover, we'll make sure that you're updated on your progress and closing date along the way.