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LOAN AMOUNT CALCULATOR

See how much you may be able to borrow.

Have a specific number in mind for making those home improvements or taking care of other expenses? Our loan amount calculator tells you the maximum you may be eligible to borrow.

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      Note: Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Any results are estimates and we do not guarantee their applicability or accuracy to your specific circumstances.

      Learn how your loan amount is calculatedopens modal dialog

      Question answer section

      Q Question

      How do I figure out how much I can borrow?

      A Answer
      Your borrowing ability is determined by the equity you have in your home as well as other factors such as credit history and geographic location. Our loan amount calculator tells you the maximum, usually it's about 90% of your home's value minus how much you still owe on it. In some cases we lend up to 95% of your home's value. Apply Now >

      Loan Amount Calculator

      You may be able to borrow between $35,000 and $150,000.

      Use our monthly payment calculator to determine your rate and monthly payment based on your loan amount range. Monthly payment calculator

      Learn how your loan amount is calculatedopens modal dialog

      All fields are required

          Note: Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Any results are estimates and we do not guarantee their applicability or accuracy to your specific circumstances.

          LOAN AMOUNT CALCULATOR

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          Learn how your loan amount is calculated

          About this calculator

          Discover Home Equity Loans offers loan amounts between $35,000-$150,000. Your maximum loan amount is based on 80-95% of your estimated home value (depending on your circumstances) minus your mortgage balance.


          This is not an offer to extend credit or lock in a specific rate or otherwise enter into an agreement. Information is based on information that you provide and we may not offer loan programs on those terms. The rates and estimated APRs disclosed may change before loan approval or may not be available at the time we make a loan commitment to you as an applicant, or at closing, based on market conditions. Applicants must meet additional underwriting standards, including income and employment history, assets, and other requirements. We may change our loan rate structure and the assumptions on which our rates are based from time to time without notice.

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