Action required: Update your browser

We noticed that you're using an old version of your internet browser to access this page. To protect your account security, you must update your browser as soon as possible. You'll be unable to log in to Discover.com in the future if your browser has not been updated. Learn more in the Discover Help Center

Skip to content
Close
Get Started
  • Discover Products
    • Credit Cards
    • Online Banking
    • Student Loans
    • Personal Loans
    • Home Loans
    • Discover Home
  • Search
    • Help Center
    • 1-855-361-3435
    • Log In
    • Home Equity Loan
    • Mortgage Refinance
    • Rates & Calculators
      • Loan Rates
        • Home Loan Rates
        • Home Equity Loan Rates
        • Mortgage Refinance Rates
      • Popular Calculators
        • Rate & Payment Calculator
        • Debt Consolidation Calculator
        • Loan Amount Calculator
      • Other Calculators
        • Affordability Calculator
        • Mortgage Refinance Calculator
        • Cash Out Refinance Calculator
    • Articles & More
      • Articles
        • Home Ownership
        • Managing Debt
        • Using your equity
        • Mortgage Products
        • Market Insights
      • Loan Uses
        • Debt Consolidation
        • Home Improvement
        • Pay Major Expenses
      • Process
        • Application Checklist
      • Support
        • FAQs
        • Contact Us
    Start Your Application Online
    Get Started
    • Get Started
      1-855-361-3435
    • Home
    • Home Equity Loan
    • Mortgage Refinance
    • Rates & Calculators
      • Home Loan Rates
      • Home Equity Loan Rates
      • Mortgage Refinance Rates
      • Rate & Payment Calculator
      • Debt Consolidation Calculator
      • Loan Amount Calculator
      • Affordability Calculator
      • Mortgage Refinance Calculator
      • Cash Out Refinance Calculator
    • Articles & More
      • Home Ownership
      • Managing Debt
      • Using your equity
      • Mortgage Products
      • Market Insights
      • Debt Consolidation
      • Home Improvement
      • Pay Major Expenses
      • Application Checklist
      • FAQs
      • Contact Us
    • Discover Products
      • Credit Cards
      • Online Banking
      • Student Loans
      • Personal Loans
      • Home Loans
      • Discover Home
    • Search
    • When autocomplete results are available use up and down arrows to review and enter to select. Touch device users, explore by touch or with swipe gestures.
    • Help Center
    • Log In

    LOAN AMOUNT CALCULATOR

    See how much you may be able to borrow.

    Have a specific number in mind for making those home improvements or taking care of other expenses? Our loan amount calculator tells you the maximum you may be eligible to borrow.

    All fields are required

        Note: Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Any results are estimates and we do not guarantee their applicability or accuracy to your specific circumstances.

        Learn how your loan amount is calculatedopens modal dialog

        Question answer section

        Q Question

        How do I figure out how much I can borrow?

        A Answer
        Your borrowing ability is determined by the equity you have in your home as well as other factors such as credit history and geographic location. Our loan amount calculator tells you the maximum. Your home equity loan amount plus your current mortgage balance must be under 90% of your home′s value. Apply Now >

        Loan Amount Calculator

        You may be able to borrow between $35,000 and $150,000.*

        Use our monthly payment calculator to determine your rate and monthly payment based on your loan amount range. Monthly payment calculator

        Learn how your loan amount is calculatedopens modal dialog

        All fields are required

            *Note: Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Any results are estimates and we do not guarantee their applicability or accuracy to your specific circumstances.

            LOAN AMOUNT CALCULATOR

            Sorry!We do not have a loan amount for you.

            Questions? Give us a call at 1-855-361-3435.

            We're here Monday through Friday 8am–10pm ET. Or you can share a little about yourself and we'll get back to you with a no-obligation quote.

            Get a Quote
            Questions? There's no commitment required to get a quote and start talking.

            RELATED RESOURCES

            Learn more to get the loan just right for you.

            ARTICLE

            What are the benefits of a home equity loan?

            VIDEO

            Should you consider a home equity loan?

            ARTICLE

            How to finance a home improvement project.

            Start your application online or give us a call.

            Call us at1-855-361-3435

            Weekdays 8am–Midnight ET

            Weekends 10am–6pm ET

            Get Started
            DISCOVER LOGO

            PO Box 29029

            Phoenix, AZ 85038-9029

            twitter Twitter facebook Facebook youtube You Tube linked in LinkedIn
            HOME LOANS
            • Home Equity Loan
            • Mortgage Refinance
            • Home Loan Rates
            • Home Equity Loan Rates
            • Mortgage Refinance Rates
            • Apply Now
            CALCULATORS
            • Calculators Home
            • Loan Amount Calculator
            • Rate & Payment Calculator
            • Debt Consolidation Calculator
            • Affordability Calculator
            • Mortgage Refinance Calculator
            • Cash Out Refinance Calculator
            RESOURCE LINKS
            • Application Checklist
            • FAQs
            • Contact Us
            • Glossary
            • Home Improvement
            • Debt Consolidation
            • Pay Major Expenses
            ALL PRODUCTS
            • Home Loans
            • Credit Cards
            • Online Banking
            • Personal Loans
            • Student Loans
            • About Discover
            • Financial Education
            • Investor Relations
            • Newsroom
            • Careers
            • Site Map
            • Contact Us
            • Ad Choices
            • Terms of Use
            • Privacy
            • Security Center
            • Disclosure Statement
            Lender Img Equal Housing Lender Accr Bussiness Img Accredited Business FDIC Img Member FDIC
            Home loans made by Discover Bank.
            © Copyright Discover Bank, Member FDIC | NMLS ID 684042
            Lender Img DISCOVER LOGO

            Learn how your loan amount is calculated

            About this calculator

            Discover Home Loans offers loan amounts between $35,000 and $300,000. Your maximum loan amount is based on your credit score and combined loan-to-value (CLTV). CLTV includes your home equity loan plus your current mortgage balance and must be below 90% of your home′s value.


            This is not an offer to extend credit or lock in a specific rate or otherwise enter into an agreement. Information is based on information that you provide and we may not offer loan programs on those terms. The rates and estimated APRs disclosed may change before loan approval or may not be available at the time we make a loan commitment to you as an applicant, or at closing, based on market conditions. Applicants must meet additional underwriting standards, including income and employment history, assets, and other requirements. We may change our loan rate structure and the assumptions on which our rates are based from time to time without notice.

            Close