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Discover It Chrome for Students Discover It Chrome for Students Discover It Chrome for Students Discover It Chrome for Students Discover It Chrome for Students Discover It Chrome for Students

Discover it® chrome for Students

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Generous Cash Rewards

2% Cash Back

2% Cash Back

Automatically earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus earn 1% on all your other purchases.

Redeem Any Amount, Any Time

Redeem Any Amount, Any Time

Redeem your cash back any time2 as a statement credit, a deposit to your bank account or pay at Amazon.com3

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Redeem any amount, any time, any way you like.

  • Pay with Cash Back at Amazon.com3, Overstock.com, iTunes, Facebook, and more.
  • Increase your Cash Back with gift cards from over 150 brand-name partners: Staples, Bed Bath & Beyond, Nike, and more.

New! Double All Cash Back Your First Year

New! Double All Cash Back Your First Year

We double all the cash back you've earned at the end of your first year – only for new cardmembers.8

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Redeem any amount, any time, any way you like.

  • Pay with Cash Back at Amazon.com3, Overstock.com, iTunes, Facebook, and more.
  • Increase your Cash Back with gift cards from over 150 brand-name partners: Staples, Bed Bath & Beyond, Nike, and more.

All with no annual fee*

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Security Features

Animatd gif demonstrating locking procedure
Animatd gif demonstrating locking procedure

Security done right.

New! Freeze ItSM on/off switch for your account.

Misplaced your card? Now you can Freeze It to prevent new purchases, cash advances or balance transfers on your account. Freeze or unfreeze in seconds with our mobile app or website.3

credit card security

Service and security built around you.

Reach our 100% U.S. live service any time you call. Or rely on powerful, fast mobile and online service. We ship replacement cards overnight for free to any U.S. street address at your request—even on vacation.7 And we never hold you responsible for unauthorized purchases on your Discover card.

mobile account access

Management tools that put you in control.

Our intuitive online and mobile tools help you manage your account more effectively. Setup mobile reminders to stay on top of your account. Create a schedule for automatic payments, so you never miss a payment again. You can even view your FICO® Credit ScoreFICO® Credit Score for free on your monthly statement.4

How is it calculated?

Your FICO® Credit Score considers five categories of credit data from your TransUnion credit report that may vary in importance for different credit profiles. The percentages below are based on the five categories for the general population.

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Compare It to the Rest

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How is it calculated?

Your FICO® Credit Score considers five categories of credit data from your TransUnion credit report that may vary in importance for different credit profiles. The percentages below are based on the five categories for the general population.

Compare Student Credit Cards
< Capital One® JourneySM
Student
Rewards
Credit Card
>
student chrome card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi Thank You® Preferred Card for College Students
Security Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi Thank You® Preferred Card for College Students
Freeze your account in seconds with an on/off switch on the mobile app or website to prevent new purchases6 Discover Orange Check Gray X Gray X Gray X Gray X
$0 Fraud Liability Guarantee means you're never responsible for unauthorized purchases on your credit card Discover Orange Check Gray X Gray X Gray X Gray X
Free overnight shipping for card replacement to any U.S. street address at your request7 Discover Orange Check Gray X Gray check Gray X Gray X
Rewards Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi Thank You® Preferred Card for College Students
Double all the cash back you've earned at the end of your first year automatically – only for new cardmembers8 Discover Orange Check Gray X Gray X Gray X Gray X
2% cash back in popular categories†† Discover Orange Check Gray X Gray X Gray X Gray Check
1% cash back on all other purchases with no cap Discover Orange Check Gray Check Gray X Gray X Gray Check
Redeem your rewards for cash, any amount, any time2 Discover Orange Check Gray X Gray X Gray X Gray X
Your cash back never expires Discover Orange Check Gray Check Gray X Gray X Gray Check
Use your rewards instantly at Amazon.com checkout3 Discover Orange Check Gray X Gray X Gray X Gray Check
Value Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi Thank You® Preferred Card for College Students
No Annual Fee Discover Orange Check Gray Check Gray Check Gray Check Gray Check
Paying late won’t raise your APRAPR
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What is it?

An annual percentage rate (APR) is an interest rate that determines the finance charges you pay on your account if you carry a balance.

Discover Orange Check Gray Check Gray X Gray Check Gray X
No late fee on your first late payment Discover Orange Check Gray X Gray X Gray X Gray X
No overlimit fee Discover Orange Check Gray Check Gray Check Gray Check Gray Check
No foreign transaction fee Discover Orange Check Gray Check Gray X Gray X Gray X
Service Discover it Card Capital One® JourneySM
Student Rewards Credit Card
Bank Americard® For Students U.S. Bank College Visa® Card Citi Thank You® Preferred Card for College Students
Free FICO® Credit Score on monthly statements, online and in our mobile app4 Discover Orange Check Gray X Gray X Gray X Gray X
100% U.S. based customer service available day or night Discover Orange Check Gray X Gray X Gray Check Gray X
Pay your bill up to midnight (ET) the day it's due by phone or online Discover Orange Check Gray X Gray X Gray X Gray Check
$0 Fraud Liability Guarantee means you're never responsible for unauthorized purchases on your card Discover Orange Check Gray Check Gray Check Gray Check Gray Check
Accepted where you shop at 9.2 million merchants5 nationwide Discover Orange Check Gray Check Gray Check Gray Check Gray Check

Comparison conducted by an independent research firm and based on data compiled in April 2015 from company websites, customer service agents, and consumer credit offers.†† Discover it® Chrome offers 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter.

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Pricing

All with no annual fee.

0% Intro APR* for 6 months on purchases

12.99%-21.99% Standard Variable Purchase APR applies

*See rates, rewards and other info.

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Cardmember Reviews

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