How to Increase Credit Limits on Your Cards

When you understand the factors that are important to the credit card issuer, you may stand a better chance of having your own limit increased when you inquire. Take back control of your situation.

Should I Request a Credit Line Increase?

Credit isn't income or free money. It's debt -- or, at the very least, potential debt. So consumers should consider all of the outcomes of a credit line increase .

How Is My Credit Card Limit Determined?

To determine a credit limit, issuers look at everything from past payment history to income to credit utilization to how much an applicant pays for their rent or mortgage.

5 Ways Credit Cards are Better Than Cash

Have you ever been torn between using cash or a credit card as a method of payment? Using cash can have some advantages, but there are several ways that credit cards can be better.

What is a Good Credit Limit?

If your application for a credit card is approved, you'll receive a credit card limit. But, do you know how the limit is calculated and how it can change over time?

Should You Increase Your Credit Card Limit?

If you're thinking about requesting a credit card limit increase, know that an increase can give you access to additional credit, but there also are times when an increase may not be as beneficial.