Can I Use My Discover Card Abroad?

It’s exciting to plan a trip outside of the United States, but it can be a little confusing to decide how you will pay for your purchases in another country.

How to Tell If You Can Use Your Discover Card Abroad

Discover it® Miles Card

Earn Unlimited 1.5x Miles on Every Purchase.

Discover offers a helpful web page that you can use to find out if your card will be accepted in each country that you visit. This page will also tell you which logos you can look for that indicate merchant acceptance.

For example, Discover is accepted in Japan where you see a JCB logo, and in India where you see a RuPay logo. And in many countries, you can use your Discover card anywhere you see the Diners Club International logo.

Why the Discover Card is Great for Travel

Discover cards include an embedded smart chip, which is necessary for compatibility with many credit card terminals in foreign countries.

Other Tips for Using Your Discover Card Outside the U.S.

Before embarking on a foreign trip, it’s always a good idea to notify your card issuer. This will prevent them from mistaking your foreign credit card use as unauthorized. You can notify the Discover customer service department of your travel plans by calling them, or by entering the dates of your trip online when you log into your account at Discover.com.

In addition, you should be thoughtful when a merchant offers to let you pay in U.S. dollars with your credit card. This service, called dynamic currency conversion (DCC), can add as much as 7 percent (possibly higher) to the cost of your charge as a convenience fee for displaying your home currency on the receipt. Merchants are required to obtain the permission of cardholders before providing this service and imposing this fee. To avoid this fee, you can decline any offers to pay in your home currency.

Finally, you can continue to monitor your Discover card account from overseas using the customer website, mobile app or by calling Discover from overseas at 801-902-3100.

Bottom Line

Not only can you use your Discover card in many countries, but also it’s an excellent choice for overseas travel. By following a few simple tips, you can still use your favorite card outside the United States. It’s always a good idea to bring multiple forms of payment when you travel.

Discover it® Miles Card

Sponsored

Earn Unlimited 1.5x Miles on Every Purchase.

Legal Disclaimer: This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service. It does not guarantee that Discover offers or endorses a product or service. For specific advice about your unique circumstances, you may wish to consult a qualified professional.

Up Next  

Tips for Using Credit Cards in Europe

Explore More Topics:

You Might Also Like...