5% cash back – how it works

Earn 5% Cashback Bonus on everyday purchases at different places each quarter like Amazon.com,5 grocery stores, restaurants, gas stations and when you pay using PayPal,11 up to the quarterly maximum when you activate.

July - Sep 2020

Restaurants and PayPal

Earn 5% Cashback Bonus at Restaurants and PayPal from Now - September 2020, on up to $1,500 in purchases, when you activate.3

OCT - DEC 2020

Amazon.com, Walmart.com and Target.com

Earn 5% Cashback Bonus at Amazon.com, Walmart.com and Target.com from October - December 2020, on up to $1,500 in purchases, when you activate.4

1% on all other purchases

Earn 1% cash back on all other purchases all year long with your Discover it Cash Back credit card. It's automatic and unlimited.

No annual fee. Period.

There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.

Pricing details >

Low intro APR

0% Intro APR for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until December 10, 2020. Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.

See Rates, rewards and other info >

What is Discover Cashback Match?

At the end of your first year as a Discover it® cardmember, we’ll automatically give you an unlimited dollar-for-dollar match of all the cash back you've earned.1 That means $20 cash back becomes $40, $150 becomes $300 — and beyond. There’s no purchase minimum.

Read our reviews

Your cash back never expires

Redeem your cash back when it suits you best, any time for any amount, even $.01.4

Here are some of the ways you can redeem your cash back

Deposit cash back directly into your bank account
Apply it as a statement credit on your Discover card balance
Pay with Cashback Bonus: Use your rewards at checkout at Amazon.com5 and Paypal6
Full rewards terms and conditions >

The Service you expect from Discover

100% U.S.-based customer service

You can count on reaching a live customer service representative anytime you call, 24/7.

Tap to pay

it's fast and easy to pay your contactless Discover card at millions of places.

Recurring Charges Dashboard

Keep track of your recurring charges that merchants mark as "recurring" in one convenient place on your phone or computer.

FICO® Credit Score for Free

Easily view your FICO® Credit Score on monthly statements, mobile and online for free.7

Freeze it®

If you misplace your card, freeze your account on our mobile app or website to prevent new cash advances, purchases and balance transfers.8

Social Security Number Alerts

Activate free alerts and we’ll notify you if your Social Security number is found on any of thousands of Dark Web sites.9

25 card designs. Which one fits you?

Choose from 25 colorful designs when you apply to become a Discover it® card member.

Apply and Pick a Design

Frequently Asked Questions

Discover will automatically match all the cash back you earn at the end of your first year after you open your new Discover it® cash back card.1 So if you earn $50 cash back, we'll give you another $50.

You don’t have to do anything. There's no signing up, just use your Discover card for everyday purchases to earn cash back, and we'll automatically match all the cash back you earn at the end of your first year.

No, there's no limit to how much we'll Match.

Yes, you can redeem cash back any time after you earn it and still receive the full match amount at the end of your first year.

Not sure which Discover it® card is right for you?

Select a category below to find your match

Cash Back Card

Discover it® Cash Back

Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com,5 grocery stores, restaurants, gas stations and when you pay using PayPal,11 up to the quarterly maximum when you activate.

Apply Now
Miles Card

Discover it® Miles

Earn unlimited 1.5x Miles for every dollar spent on all purchases – from airfare and hotels to groceries and online shopping.

Learn More
Chrome Card

Discover it® Chrome

Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases — automatically.10

Learn More
Secured Card

Discover it® Secured

You can build a credit history with the three major credit bureaus, all while earning 2% Cash Back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases — automatically.10

Learn More

Get the Discover it® cash back card that gives you more