5% cash back – how it works
Earn 5% Cashback Bonus on everyday purchases at different places each quarter like Amazon.com,5 grocery stores, restaurants, gas stations and when you pay using PayPal,11 up to the quarterly maximum when you activate.
July - Sep 2020
Restaurants and PayPal
OCT - DEC 2020
Amazon.com, Walmart.com and Target.com
1% on all other purchases
Earn 1% cash back on all other purchases all year long with your Discover it Cash Back credit card. It's automatic and unlimited.
No annual fee. Period.
There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.Pricing details >
What is Discover Cashback Match?
At the end of your first year as a Discover it® cardmember, we’ll automatically give you an unlimited dollar-for-dollar match of all the cash back you've earned.1 That means $20 cash back becomes $40, $150 becomes $300 — and beyond. There’s no purchase minimum.
Read our reviews
I’ve had this card for several years and it has been the easiest to use. Statements are clear and the evolving opportunities for use are a bonus.
I have never had a problem with this card. The customer service is excellent, always helpful. Representatives are friendly and never make me feel like my questions are stupid.
One of the best if not the best! With 5% all the time with the selected items, and another cash after one year, why not?
Your cash back never expires
Redeem your cash back when it suits you best, any time for any amount, even $.01.4
Here are some of the ways you can redeem your cash back
#1 in Customer Satisfaction with National Credit Card Companies
For J.D. Power 2019 award information, visit jdpower.com/awards.Learn more about this J.D. Power 2019 award >
The Service you expect from Discover
100% U.S.-based customer service
You can count on reaching a live customer service representative anytime you call, 24/7.
Tap to pay
it's fast and easy to pay your contactless Discover card at millions of places.
Recurring Charges Dashboard
Keep track of your recurring charges that merchants mark as "recurring" in one convenient place on your phone or computer.
FICO® Credit Score for Free
Easily view your FICO® Credit Score on monthly statements, mobile and online for free.7
If you misplace your card, freeze your account on our mobile app or website to prevent new cash advances, purchases and balance transfers.8
Social Security Number Alerts
Activate free alerts and we’ll notify you if your Social Security number is found on any of thousands of Dark Web sites.9
Frequently Asked Questions
Discover will automatically match all the cash back you earn at the end of your first year after you open your new Discover it® cash back card.1 So if you earn $50 cash back, we'll give you another $50.
You don’t have to do anything. There's no signing up, just use your Discover card for everyday purchases to earn cash back, and we'll automatically match all the cash back you earn at the end of your first year.
No, there's no limit to how much we'll Match.
Yes, you can redeem cash back any time after you earn it and still receive the full match amount at the end of your first year.
Not sure which Discover it® card is right for you?
Select a category below to find your match
Discover it® Cash Back
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com,5 grocery stores, restaurants, gas stations and when you pay using PayPal,11 up to the quarterly maximum when you activate.Apply Now
Discover it® Miles
Earn unlimited 1.5x Miles for every dollar spent on all purchases – from airfare and hotels to groceries and online shopping.Learn More
Discover it® Chrome
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases — automatically.10Learn More