Choose the Discover Card that best fits you and easily compare it to other industry-leading cards.
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No pay-by-phone fee
No late fee on your first late payment.
No change to your APR for paying late.
Discover is accepted by 99% of the places across the country that take credit cards.*
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See if you already qualify for credit card offers before you apply. There’s no harm to your credit to check.
When you compare credit cards, consider which is the best rewards credit card for how you spend. Do you prefer the straightforward rewards of cash back credit cards? Or do travel credit cards suit your spending better? Also, see which fees you can avoid. And keep in mind what your credit history looks like today. If you want credit cards for good credit or excellent credit, Discover has Cash Back Credit Cards and a Travel Credit Card. If you’re building your credit history, Discover offers a Secured Credit Card. Discover also has Student Credit Cards.
If you’re a student looking to build a credit history, one of the Discover Student Credit Cards can help. If you’re not a student, and you want to build your credit history, Discover offers a Secured Credit Card that differs from standard, unsecured credit cards because you provide a deposit to ‘secure’ your credit line.
There’s no single answer to the question “How many credit cards should I have?” But you may want to check if you have the best rewards credit card for how you spend and where you shop. Also, take a look at the fees on your card. At Discover, we make sure all our rewards credit cards give you Cash Back or Miles on every single purchase. And all our cards have no annual fee. Also, according to the February 2021 issue of the Nilson Report, Discover is accepted at 99% of places that take credit cards nationwide. So if you do want one card you can count on, check out our Cash Back Credit Cards or our Travel Credit Card to find your favorite.
Your credit history is one of many factors Discover considers in your application. If you want to see if you’re pre-approved for a Discover Card, you can check for pre-approved offers with no harm to your credit. If you don’t qualify for one of our standard cards, our Secured Credit Card may be a great way for you to build your credit history.
Discover offers 7 credit cards for different credit and rewards needs. The Discover it® Cash Back credit card is a great choice for people with good to excellent credit. We also offer the Discover it® Miles Travel Card, Discover it® Chrome Gas and Restaurants Card and NHL® Discover it® Card. Students can choose a cash back credit card or gas & restaurant credit card. And the Discover it® Secured Card is for people looking to build a credit history.