Woman stares at her laptop screen behind glass walls in an office.

How to Identify the Most Accurate Credit Score

4 min read
Last Updated: March 10, 2026

Key Takeaways

  1. It’s normal to see slight differences in your credit score when you review credit reports from different credit bureaus.
  2. You may see a different credit score because creditors don’t always report to every major credit bureau.
  3. The type of credit scoring model used to calculate your score could also lead to a different score.

See if you’re pre-approved

Next steps

You may also be interested in

Share article

Was this article helpful?

Glad you found this useful. Could you let us know what you found helpful?
Sorry this article didn't help you. Can you give us feedback why?

Was this article helpful?

Thank you for your feedback

You are now on a Capital One webpage. Please be sure to review Capital One’s Terms & Conditions and Privacy Notice.