When you can’t pay a credit card, you could get hit with late fees, increased interest, and damage to your credit score.
If you feel like you can’t make a credit card payment, you should contact your credit card issuer right away. Your credit card company may be able to advise you on a payment plan or provide you with other helpful resources. If you do miss a payment, there are a few things you can do to help manage your credit card debt.

What Happens If I Can’t Pay My Credit Card?
Next steps


See rates, rewards and other info
You may also be interested in
Was this article helpful?
Was this article helpful?
-
Build credit with responsible use (Secured): Discover reports your credit history to the three major credit bureaus so it can help build/rebuild your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build/rebuild credit.
-
Legal Disclaimer: This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover® product or service. It does not guarantee that Discover offers or endorses a product or service. For specific advice about your unique circumstances, you may wish to consult a qualified professional.