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Using your credit card

Smart credit management is easy with guidance for using your credit card wisely.

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What Happens If You Don’t Pay a Credit Card?

Find out what happens if you don’t pay your credit card, including information on late fees and what could happen to your future credit card bills.

4 min read

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Is It Good to Have Multiple Credit Cards?

Have you wondered how many credit cards you should have? Explore if it’s good to have multiple credit cards and strategies for managing many credit cards.

7 min read

A young woman in a brightly lit room looks at a laptop with her father.

How Teenagers Can Build Credit Before Turning 18

6 min read

Mom with infant sits on windowsill looking at a laptop.

What Happens If My Credit Card Payment Is Late?

6 min read

Smiling college student uses his smartphone on a sunny campus walkway.

How to Choose the Best Student Card for Study Abroad

7 min read

A woman works from her laptop in modern, bright, open office space.

Credit Card Fraud and Account Protection

4 min read

A man in a suit and tie uses his mobile phone and laptop in his office.

How to Unfreeze My Credit: A Guide

6 min read

A woman is stressed while looking at her overdue bills.

What Happens When My Credit Card Goes Delinquent?

6 min read

A couple looks at a car they want to lease as a salesman stands by them.

Does Leasing a Car Build Your Credit?

6 min read

A couple sits together on a couch looking at a laptop. The man holds a credit card in his hand.

What's an Authorized User on a Credit Card?

5 min read

Senior couple using laptop sitting on a couch.

What Happens to Credit Card Debt When You Die?

6 min read

Three young women sit on concrete stairwell.

What’s the Best Way to Build Credit?

6 min read

A young woman sitting on the floor and holding a laptop laughs as a dog nuzzles her neck.

Beware of These 7 Signs of Identity Theft

5 min read

Two women looking down at a cellphone.

What are Data Brokers and How Can You Protect Your Information?

5 min read

Discover it credit card

Why Discover?

Earn 5% cashback on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.