Applying for Your First Credit Card
It's the classic catch-22 for a student. You need to have credit to get credit. Learn how to get a credit card even if you have no credit history.
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Establishing Credit
Establishing credit can be an important step in many people’s financial lives. Get information on how to get started with credit here.
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Why Was My Credit Card Declined?
Find out a few common (and not so common) reasons your credit card declined, and steps to take to ensure it doesn't happen.
What is a Credit Card Minimum Payment?
Learn what a credit card minimum payment is, how that amount is determined, and why you need to pay the minimum amount to stay financially fit.
New To Credit? Here’s How to Get Started
Are you new to credit? It can be surprising how important credit is in the United States. But, unfortunately, it be quite a challenge to establish a credit…
Credit Cards: When is the Right Time to Get Your Own?
Breaking away from your parents’ account can help you build good financial habits and a solid credit history.
What’s the Right Age to Get a Credit Card?
Learning how to manage a credit card account from the beginning can be the key to responsible credit card use throughout life.
What Are the Requirements for a Credit Card?
Even if you are young, do not have a credit history or are just getting started at your first “real" job, there are several ways for you to get approved for a…
What is a Secured Credit Line?
Secured credit lines come in many forms. Understanding the different types makes it easier to decide which is right for you. Learn more here.
More in Establishing Credit
When Should I Get a Credit Card?
You don't have to wait to get a credit card until you have a specific need for it. You may benefit from opening a line of credit as…
What Does Preapproved Mean?
When a lender preapproves you for a credit card, it means they ran a soft inquiry credit check on you. The purpose of this credit…
What Credit Card Do I Qualify For?
Discover has a fast, simple, and secure online preapproval tool to help you check offers specific to you, without hurting your credit…