Applying for Your First Credit Card
It's the classic catch-22 for a student. You need to have credit to get credit. Learn how to get a credit card even if you have no credit history.
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Managing Credit
Managing credit is important, but it doesn’t have to be difficult. Here, we talk about managing credit and how to use credit responsibly.
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What Are Prescreened Credit Card Offers?
If you're getting one of these offers, you're probably going to be getting many more. Learn how you got on the list and what options you have.
What is a Credit Card Minimum Payment?
Learn what a credit card minimum payment is, how that amount is determined, and why you need to pay the minimum amount to stay financially fit.
What Are the Advantages of Credit Cards?
Learn about the advantages of credit cards, what to look for in the card that’s best for your needs, and much more.
What Are EMV® Chip Cards?
EMV chip card technology has become a popular way for credit cards companies to provide cardholders with more peace of mind. Find out how Discover Card plans to…
Never Using Your Credit Card Can Be a Bad Thing
Not using your credit card at all can have some consequences...
How Do Utilization Rates Affect My Credit Score?
Credit utilization rate" might sound complicated, but actually it's not. It's simple — and lowering it is a simple way that can help on your credit score.
How to Pay Off Credit Card Debt
Figuring out how to pay off credit card debt doesn’t need to be a daunting process. Use these tips to get started on the path to debt-free living.
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4 Ways to Help Safeguard Your Digital DNA
Your digital DNA is out there in cyberspace and you can't reel it back in. What is your digital DNA, exactly? It's an online trail of…
Doing What It Takes to “Graduate” From Your Secured Card
Looking to graduate from your secured credit card and move on to an unsecured credit card? Learn more about how your credit gets…
Your Five-Step Guide to Finding the Secured Credit Card That’s Best for You
Know you want a secured credit card, but just not sure how to pick one? Use these tips to narrow your search and find the right fit.