Interest & APRs

Interest and APRs can be confusing. Here, we break down the similarities, the differences, and definitions you need to know.

Credit Card Annual Fees

Paying an annual fee to open and keep a credit card might make sense in certain circumstances. But you can also find rewards cards and cards for building your credit history with no annual fees.

What is an APR?

Not all credit card offers are designed equally. Before opening your next credit card account, make sure you understand APR for credit cards and how your interest rate could be impacted.

What Is a Deferred Interest Credit Card?

Due to their structure, deferred-interest cards have many benefits. But if you don't know the specifics of how they work, you could end up paying a lot more in interest than you planned.

What Are the Most Common Credit Card Fees?

From annual fees to late payment and balance transfer fees, it's important to understand the common credit card fees and how to avoid them before they impact your bottom line.

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Do I Have a Good Interest Rate?

Learn why a good interest rate could be beneficial for you and how you could improve your credit profile to receive a better interest rate.