Interest & APRs

Interest and APRs can be confusing. Here, we break down the similarities, the differences, and definitions you need to know.

What is an APR?

Not all credit card offers are designed equally. Before opening your next credit card account, make sure you understand APR for credit cards and how your…

What Is a Deferred Interest Credit Card?

Due to their structure, deferred-interest cards have many benefits. But if you don't know the specifics of how they work, you could end up paying a lot more in…

How to Lower Your APR

Need helping managing your credit and decreasing debt? Read these 6 helpful steps to put yourself on the path to a lower APR.