No Annual Fee Defined
If you've been drawn to a credit card because of the perks it offers, you're not alone. And while the some rewards cards charge an annual fee, others have no…
Interest & APRs
Interest and APRs can be confusing. Here, we break down the similarities, the differences, and definitions you need to know.
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Researching No Annual Fee Credit Cards
Should you always go with a no annual fee card? Not necessarily. Compare the benefits you derive from all the cards you're considering.
How Does My Credit Card Interest Work?
Ever wondered how credit card interest works? Mastering your finances and understanding how APRs are assessed and compounded can give you the upper hand in…
Does Your Credit Card Have a Good Interest Rate?
Credit card interest rates can vary greatly and be difficult to fully understand. Here's a guide to the basics of credit card interest rates and how to tell if…
What Is a Credit Card Markup Fee?
Merchants want the ability to add surcharges when a customer is using a credit card. However, the practice is not widespread in the U.S. Find out more today.
The Fed and Interest Rates: How Rising Rates Could Impact Your Finances
Here's a look at the Fed and interest rate activity that has taken place so far, what's expected for the future and what it could all mean for your finances.
What Is a Schumer Box?
The Schumer box is a standardized table that includes the rates, fees, terms, and conditions of a given credit card agreement. Learn how to read this important…
What Is the Prime Rate and Why Is It Important?
By understanding what the prime rate is, and how it can affect your accounts, you can make the best …
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4 Savvy Ways to Save Money on Interest
For many Americans, a monthly mortgage payment, credit card bill or student loan statement will cost hundreds and thousands of dollars…
What Are Low Interest Rate Credit Cards?
Learn what low interest rate credit cards are, how to qualify for a low interest card, and more...
What is the Daily Periodic Rate?
Find out the difference between an annual percentage rate and a daily periodic rate and how it can impact your finances.