Interest & APRs

Interest and APRs can be confusing. Here, we break down the similarities, the differences, and definitions you need to know.

What is an APR?

Not all credit card offers are designed equally. Before opening your next credit card account, make sure you understand APR for credit cards and how your…

What Is a Credit Card Markup Fee?

Merchants want the ability to add surcharges when a customer is using a credit card. However, the practice is not widespread in the U.S. Find out more today.

What Is a Deferred Interest Credit Card?

Due to their structure, deferred-interest cards have many benefits. But if you don't know the specifics of how they work, you could end up paying a lot more in…

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How to Lower Your APR

Need helping managing your credit and decreasing debt? Read these 6 helpful steps to put yourself on the path to a lower APR.

Getting the Best Credit Card Rates

If you're like most consumers, you want to stretch your buying dollar, and you're not above a little legwork to find the best deal…

Finding the Best Credit Card APR

If you’re in the market for a new card, comparing rates is important. But you might be wondering: what is a good APR? Learn how to…

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