How Does My Credit Card Interest Work?
Ever wondered how credit card interest works? Mastering your finances and understanding how APRs are assessed and compounded can give you the upper hand in…
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Interest & APRs
Interest and APRs can be confusing. Here, we break down the similarities, the differences, and definitions you need to know.
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No Annual Fee Defined
If you've been drawn to a credit card because of the perks it offers, you're not alone. And while the some rewards cards charge an annual fee, others have no…
Researching No Annual Fee Credit Cards
Should you always go with a no annual fee card? Not necessarily. Compare the benefits you derive from all the cards you're considering.
What is an APR?
Not all credit card offers are designed equally. Before opening your next credit card account, make sure you understand APR for credit cards and how your…
When to Apply for an Introductory 0% Interest Credit Card
Here are 5 ways a 0% intro APR credit card can come in handy and what to look for in an offer before you apply.
What Is a Credit Card Markup Fee?
Merchants want the ability to add surcharges when a customer is using a credit card. However, the practice is not widespread in the U.S. Find out more today.
What Are Low Interest Rate Credit Cards?
Learn what low interest rate credit cards are, how to qualify for a low interest card, and more...
What is the Daily Periodic Rate?
Find out the difference between an annual percentage rate and a daily periodic rate and how it can impact your finances.
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How to Tell If I Have a Good Interest Rate
Learn why a good interest rate could be beneficial for you and how you could improve your credit profile to receive a better interest…
What Is a Deferred Interest Credit Card?
Due to their structure, deferred-interest cards have many benefits. But if you don't know the specifics of how they work, you could…
Are Finance Charges Included in Minimum Payments?
Finance charges are assessed when you do not pay the full balance on your statement. They represent what you are paying for credit…