Discover card smarts logo
Clear text
Clear text
Getting a credit card
Using your credit card
Credit card rewards
Explore credit cards
  • All Credit Cards
  • Cash Back Credit Cards
  • Student Credit Cards
  • Secured Credit Card
  • Credit Cards for No Credit History
  • Instant Use Credit Cards
  • Gas Credit Cards
  • Balance Transfer Credit Card Offers
  • Travel Credit Card
  • Credit Cards to Build Credit
  • No Annual Fee Credit Cards
  • Low Interest Credit Cards
  • Rewards Credit Cards
See if you're pre-approved > , Opens new tab
Man clapping hands

Getting a Credit Card

Knowledge from the experts helps you gain the confidence to choose the best card for you.

Group of diverse students walk and talk together.

Credit Cards for Students with No Credit History

Build your credit as a college student with no established credit history. Learn which credit cards you qualify for to help with expenses and no credit required.

10 min read
Video Young traveling couple look at items in a shop

What Is a 0% Interest Balance Transfer Credit Card?

Zero interest balance transfer credit cards can offer a low APR to help save money and pay down debt. Learn how to compare 0% interest balance transfer offers.

7 min read

See if you’re pre-approved for a credit card offer – there’s no impact to your credit to check.

Check Now
A person looking at smartphone device.

Can You Get a Balance Transfer With a Bad Credit Score?

6 min read
Young woman sits on a coffee shop chair working on a laptop.

How to Apply for a Credit Card Online

8 min read
Young couple smiles as they sit by their sofa looking at a computer screen

How Often Should You Apply for a Credit Card?

6 min read
A man compares his Discover secured credit card with information on his laptop.

Common Questions About Secured Credit Cards & Security Deposits

6 min read
A woman refers to her credit card to enter numbers on her laptop.

What Is the Perfect Credit Score

7 min read
A man holds a coffee cup while he browses on his laptop computer.

What is a VantageScore® vs FICO® Score

6 min read
Video A woman sits at a table looking at a laptop as she writes in a notebook.

Credit Cards With No Annual Fee

7 min read
Image of a young woman holding a credit card and using a laptop.

How Long Does It Take to Build–or Rebuild–Credit?

6 min read
Young people enjoy a meal around a table in an urban backyard.

What is a Metal Credit Card?

5 min read
A happy young woman browses on her phone.

What is a FICO® Credit Score?

5 min read
Young man sits at his desk and looks thoughtfully at his laptop

How to Get a Credit Card with No Credit

6 min read
A woman sits at a table with a laptop and phone, and breakfast items and flowers on the table.

Credit Card Decline Codes: What They Mean and How to Resolve

6 min read
Inward Curve
Discover it credit card

Why Discover?

Earn 5% cashback on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.
Learn more
Credit Card Quick Links
  • All Credit Cards
  • See if you're prequalified
  • Respond to Mail Offer
  • Check Application Status
  • Cardmember Agreement
  • Credit Card Benefits
  • ATM Locator
Credit Card Categories
  • Cash Back Credit Cards
  • Student Credit Cards
  • Secured Credit Card
  • Travel Credit Card
  • Compare Credit Cards
  • Gas Credit Cards
Credit Card Features
  • Balance Transfer Credit Cards
  • Credit Cards to Build Credit
  • No Annual Fee Credit Cards
  • Intro APR Credit Cards
  • Credit Cards for No Credit
  • Instant Use Credit Cards
Card Smarts & More
  • Card Smarts
  • Getting a Credit Card
  • Using a Credit Card
  • Credit Card Rewards
  • Credit Card Interest Calculator
  • Balance Transfer Calculator
Rewards
  • Rewards Credit Cards
  • Cash Back Rewards
  • 5% Cashback Bonus®
  • Redeem Cashback Bonus
  • Refer a Friend
More Discover Products
  • Banking
  • Home Equity Loans
  • Mortgage Refinance
  • Personal Loans
  • Student Loans
  • Debt Consolidation
  • Identity Theft Protection
Quicklinks
  • Sitemap
  • Terms of Use
  • Accessibility
  • Browser Support
  • Security
  • Privacy
  • Your California Privacy Choices Accept or Reject Icons
  • AdChoices
  • Discover® Scholarship Sweepstakes
About Us
  • Contact Us
  • About Discover
  • ESG
  • Investor Relations
  • Newsroom
  • Careers
  • Accept Discover
  • Inclusion & Belonging
Follow Us on Twitter opens in a new window Like Us on Facebook opens in a new window Instagram opens in a new window Contact with Us on LinkedIn opens in a new window
Discover Mobile App
  • Equal Housing Lender
  • ACCREDITED BUSINESS opens in a new tab Opens in a new window
  • Member FDIC opens in a new tab Opens in a new window
© Discover Bank, Member FDIC
.

You are leaving Discover.com

You are leaving Discover.com and entering a website operated by a third party. We are providing the link to this website for your convenience, or because we have a relationship with the third party. Discover Bank does not provide the products and services on the website. Please review the applicable privacy and security policies and terms and conditions for the website you are visiting. Discover Bank does not guarantee the accuracy of any financial tools that may be available on the website or their applicability to your circumstances. For personal advice regarding your financial situation, please consult with a financial advisor.

ContinueLeave Discover.com and continue to external websiteCancel ›Cancel and return to Discover.com
Close XClose and return to Discover.com.