Deposit at least $15,000 by 10/16/17



Deposit at least $20,000 by 10/16/17

Open your account by 10/2/2017
What to do: Enter offer code XXXXXX when applying. Deposit a total of at least $15,000 into your account by 11/15/17 to earn $150 Bonus or deposit a total of at least $20,000 into your account by 11/15/17 to earn $200 Bonus. Maximum bonus eligibility is $200 per account.
What to know: Offer not valid for existing or prior Discover savings customers Account must be open when bonus is credited. Bonus will be credited to the account by 11/30/17. Bonus is considered interest and will be reported to IRS form 1099-INT. Offer may be modified / withdrawn.

Named one of NerdWallet's

Best Savings Accounts for 2018

Beyond the bonus — here’s how we stack up

Comparison conducted by an independent research firm and based on data compiled in December 2018 excluding APYs, from company websites, customer service agents and consumer savings account offers. In some cases, competitors assess and/or waive fees if certain criteria are met.
Savings Account
Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/2015. Applies to personal accounts only. Fees could reduce earnings on the account. APY may change before or after the account is opened. No minimum deposit to open.
In some cases, competitors assess or waive fees if certain criteria are met.
In each calendar year (January 1 through December 31), the first eligible fee charged to each eligible Savings account will be automatically waived and credited to your account. Eligible fees include: Insufficient Funds and Stop Payment. Wire transfer fees are not eligible and will not be waived. In some cases, competitors assess or waive fees if certain criteria are met. Fees incurred prior to May 7, 2018 are not eligible for reimbursement.
Assumes principle and interest remain on deposit and interest rate and APY do not change for one year. The values shown are for illustrative and informational purposes only and many not apply to your individual circumstances.
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Know exactly what you're agreeing to.

Get peace of mind! Our Online Savings Account has first fee forgiveness and no hidden fees. Really.This is all of them.

No Hidden Fees


balance fee


bank check

Expedited delivery for

official bank checks


wire transfers


item returned


per item

Total Transparency


withdrawal fees Info
Limited Transactions
Federal law limits certain types of withdrawals and transfers from savings accounts to a combined total of 6 per calendar month per account. An Excessive Withdrawal Fee will apply for each additional limited transaction.
There are no limits on official checks mailed to you. To get an account with an unlimited number of transactions, consider opening a Discover Cashback Debit Account.
If you go over these limitations on more than an occasional basis, your account may be closed. See Section 11 of the Deposit Account Agreement for more details.

per item

Stop payment order

for 6 months

Insufficient funds

(1 fee max per day)

Wire transfer fee

(for outgoing wires)


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