BONUS*$100Deposit at least $10,000 by 09/30/2022 and maintain a $10,000 minimum average daily balance until 11/30/2022
OR
BONUS*$150Deposit at least $15,000 by 09/30/2022 and maintain a $15,000 minimum average daily balance until 11/30/2022
OR
*To get a $100 OR $150 Bonus you must deposit into your account (1) a total of $10,000 in new money (i.e., funds from another bank) to earn a $100 Bonus or (2) a total of $15,000 in new money to earn a $150 Bonus. Maximum Bonus eligibility is $150. You must maintain an average daily balance of at least $10,000 from 9/30/22 to 11/30/22 (“hold period”) to receive a $100 Bonus or at least $15,000 to receive a $150 Bonus. Deposit(s) must be posted to your account by 9/29/22, 11:59 PM ET.
What to know: Offer is available only to the owner of the selected account and is non-transferable. Account must be open when Bonus is credited. Bonus will be credited to the account no later than 12/31/22. Bonus is considered interest and subject to reporting on Form 1099-INT. Offer ends 9/29/22, 11:59 PM ET. Offer may be modified or withdrawn without notice.
Savings that stand apart
Non-APY comparison conducted by an independent research firm and based on data compiled in September 2022 from company websites, customer service agents, and consumer savings account offers. In some cases, competitors assess and/or waive fees if certain criteria are met.
Maximum savings with minimum hassle. That’s what our Online Savings Account is all about.
Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open.
X.XX%
Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.
X.XX%
Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.
X.XX%
Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.
X.XX%
Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.
X.XX%
Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.
X.XX%
Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.
X.XX%
Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.
X.XX%
Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.
X.XX%
Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time. The non-Discover Bank service marks for Chase, Citibank, Bank of America, Wells Fargo, PNC Bank, U.S. Bank, Capital One, Ally Bank and Marcus, are owned by each respective entity. Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed.
Interest compounded/paid
Daily/Monthly
Monthly/Monthly
Daily/Monthly
Monthly/Monthly
Daily/Monthly
Monthly/Monthly
Daily/Quarterly
Monthly/Monthly
Daily/Statement Period
Daily/Monthly
Monthly fee
In some cases, competitors may assess or waive fees if certain conditions are met.
$0
$5
$4.50
$8
$5
$5
$4
$0
$0
$0
Insufficient funds fee
$0
$34
$34
$0
$35
$36
$36
N/A
$0
$0
Minimum opening deposit
$0
$0
$0
$100
$25
$0
$25
$0
$0
$0
Your interest earnings
Assumes principal and interest remain on deposit and interest rate and APY do not change. The estimated values shown are for illustrative and informational purposes only and may not apply to your individual circumstances.
Assumes principal and interest remain on deposit and interest rate and APY do not change. The estimated values shown are for illustrative and informational purposes only and may not apply to your individual circumstances.
Please enter an amount between $1 and $5,000,000.
Enter your savings amount.
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Say goodbye to fees
No. Fees. Period. That means you won't be charged an account fee on our Online Savings Account.**
You won't pay fees for the following:
Monthly maintenance
Official bank check
Excessive withdrawal fee
The number of certain types of withdrawals and transfers from savings and money market accounts is limited to a combined total of 6 per calendar month per account.
There are no limits on the number of ATM withdrawals you can make (for money market accounts) or official checks mailed to you.
If you exceed these transaction limitations during any calendar month, we may refuse to pay each transaction in excess of the limitations. If you exceed these limits on more than an occasional basis, we reserve the right to close your Account. Note: We are currently not enforcing the monthly transaction limit on savings and money market accounts. Therefore, exceeding these limitations on more than an occasional basis will not result in the closure of your account.
To qualify for the bonus, you must meet each of the following requirements:
Be the account owner of the Online Savings Account with the last 4 digits referenced in the email (“Qualifying Account”). Please note that we randomly selected customers with an existing Online Savings Account to receive the offer.
By September 30, 2022, deposit a total of $10,000 in new money (i.e., funds from another bank) to earn a $100 bonus or a total of $15,000 of new money to earn a $150 bonus. The deposit(s) must be made to the Qualifying Account. You may make multiple deposits into your Qualifying Account.
Between September 30, 2022, 12:00 AM ET and November 29, 2022, 11:59 PM ET (“Hold Period”), maintain an average daily balance of at least $10,000 to receive a $100 bonus or at least $15,000 to receive a $150 bonus. The average daily balance must be maintained in the Qualifying Account.
Keep the account open; the Qualifying Account must be open for the bonus to be credited. The bonus will be credited to your Qualifying Account on or before December 31, 2022.
Important: Only one account per customer is eligible. There is no promotion code needed. You do not need to use the links provided in the email or on this page to deposit funds.
No. You can deposit funds using any of the deposit methods we offer (e.g., mail a check, initiate a transfer in the Account Center or at an external bank, send a wire transfer, etc.) into the Qualifying Account. You can also make multiple deposits.
If your Qualifying Account’s average daily balance falls below $10,000 during the Hold Period, no bonus will be awarded.
If your deposit(s) totaled $15,000 or more and your Qualifying Account’s average daily balance drops below $15,000 but above $10,000 during the Hold Period, you will qualify for the $100 bonus instead of the $150 bonus.
Yes—we’ll keep you informed along the way. If you meet the deposit amount requirement, we’ll send you an email confirmation on or around November 15, 2022. Then, if you maintain the average daily balance required during the Hold Period, we’ll send you another email on or around December 21, 2022 confirming that you qualified and your bonus is on the way. Once the bonus has been credited to your account, we’ll send you an email to let you know your bonus has arrived.
** Outgoing wire transfers are subject to a service charge.
†Annual Percentage Yield: The APY applies to personal accounts only. Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. APY may change before or after the account is opened. No minimum deposit to open.
