We’re different where it counts.

Non-APY comparison conducted by an independent research firm and based on data compiled in January 2021 from company websites, customer service agents, and consumer savings account offers. In some cases, competitors assess and/or waive fees if certain criteria are met.

Maximum savings with minimum hassle. That’s what our Online Savings Account is all about.

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Online Savings Account

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Chase

Regular Savings

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Citibank

Citi Savings - Access Account

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Bank of America

Advantage Savings

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Wells Fargo

Way2Save Savings

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PNC Bank

Standard Savings

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U.S. Bank

Standard Savings 

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Capital One

360 Performance Savings

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Ally Bank

Online Savings Account

Annual percentage yield

X.XX%

Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open.

X.XX%

Competitor APY comparison information obtained from Informa Research Services, Inc., as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time.

X.XX%

Competitor APY comparison information obtained from Informa Research Services, Inc., as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time.

X.XX%

Competitor APY comparison information obtained from Informa Research Services, Inc., as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time.

X.XX%

Competitor APY comparison information obtained from Informa Research Services, Inc., as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time.

X.XX%

Competitor APY comparison information obtained from Informa Research Services, Inc., as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time.

X.XX%

Competitor APY comparison information obtained from Informa Research Services, Inc., as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time.

X.XX%

Competitor APY comparison information obtained from Informa Research Services, Inc., as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time.

X.XX%

Competitor APY comparison information obtained from Informa Research Services, Inc., as of XX/XX/XXXX, using savings account APYs. Competitor APYs are subject to change at any time.

Interest compounded/paid

Daily/Monthly Monthly/Monthly Daily/Monthly Monthly/Monthly Daily/Monthly Monthly/Monthly Daily/Quarterly Monthly/Monthly Daily/Statement Period

Monthly fee

In some cases, competitors assess or waive fees if certain conditions are met.

$0 $5 $4.50 $8 $5 $5 $4 $0 $0

Insufficient funds fee

$0 $34 $34 $35 $35 $36 $36 N/A $25

Minimum opening deposit

$0 $0 $0 $100 $25 $25 $25 $0 $0

Your interest earnings

Assumes principal and interest remain on deposit and interest rate and APY do not change for one year. The values shown are for illustrative and informational purposes only and may not apply to your individual circumstances.

X.XX X.XX X.XX X.XX X.XX X.XX X.XX X.XX X.XX
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Assumes principal and interest remain on deposit and interest rate and APY do not change for one year. The values shown are for illustrative and informational purposes only and may not apply to your individual circumstances.

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Save yourself the hassle of fees.

No. Fees. Period. That means you won't be charged an account fee on our Online Savings Account.**

$0
  • Monthly maintenance
  • Official bank check
  • Expedited delivery for official bank checks
  • Deposited item returned
  • Excessive withdrawal fee
    • The number of certain types of withdrawals and transfers from savings and money market accounts is limited to a combined total of 6 per calendar month per account.
    • There are no limits on the number of ATM withdrawals you can make (for money market accounts) or official checks mailed to you. 
    • If you exceed these transaction limitations during any calendar month, we may refuse to pay each transaction in excess of the limitations. If you exceed these limits on more than an occasional basis, we reserve the right to close your Account. Note: We are currently not enforcing the monthly transaction limit on savings and money market accounts. Therefore, exceeding these limitations on more than an occasional basis will not result in the closure of your account.
  • Stop payment order
  • Insufficient funds
  • Account closure
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* The APY for the Online Savings Account as of XX/XX/XXXX is more than five times the national average APY for interest bearing savings accounts with a balance of $500 as reported by Informa Research Services, Inc. as of XX/XX/XXXX. National average is based on information regarding the top 50 banks (by deposit size) and may not include information from variations in regional pricing at such banks or information from products that may not be widely available to their customers. Rates were obtained from Informa Research Services, who relies on the data from the banks it tracks and such information cannot be guaranteed. APYs are subject to change at any time.

† Annual Percentage Yield: The APY applies to personal accounts only. Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. APY may change before or after the account is opened. No minimum deposit to open. NerdWallet Award Medal Design: ©2017-2020 and TM, NerdWallet, Inc. All Rights Reserved.

NerdWallet Award Medal Design: ©2017-2021 and TM, NerdWallet, Inc. All Rights Reserved.

** Outgoing wire transfers are subject to a service charge.