* The Annual Percentage Yield (APY) for the Online Savings Account as of XX/XX/XXXX is more than five times the national average APY for interest-bearing savings accounts with balances over $500 as reported by Informa Research Services, Inc. as of XX/XX/XXXX. Interest rates and APYs are subject to change at any time. Although the information provided by Informa Research Services has been obtained from the various institutions, accuracy cannot be guaranteed.

† Annual Percentage Yield: The APY applies to personal accounts only. Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. APY may change before or after the account is opened. No minimum deposit to open.

We’re different where it counts.

Comparison conducted by an independent research firm and based on data compiled in September 2019 from company websites, customer service agents and consumer savings account offers. In some cases, competitors assess and/or waive fees if certain criteria are met.  

Maximum savings with minimum hassle. That’s what our Online Savings Account is all about.

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Online Savings Account

Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open.

In some cases, competitors assess or waive fees if certain conditions are met.

Assumes principal and interest remain on deposit and interest rate and APY do not change for one year. The values shown are for illustrative and informational purposes only and may not apply to your individual circumstances.

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Assumes principal and interest remain on deposit and interest rate and APY do not change for one year. The values shown are for illustrative and informational purposes only and may not apply to your individual circumstances.

Please enter an amount between $1 and $5,000,000.

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Save yourself the hassle of fees.

No. Fees. Period. That means you won't be charged an account fee on our Online Savings Account.

Outgoing wire transfers are subject to a service charge.

$0
  • Monthly maintenance
  • Official bank check
  • Expedited delivery for official bank checks
  • Deposited item returned
  • Excessive withdrawal fee
    • Federal law limits certain types of withdrawals and transfers from savings and money market accounts to a combined total of 6 per calendar month per account.
    • There are no limits on ATM withdrawals or official checks mailed to you. To get an account with an unlimited number of transactions, consider opening a Discover Cashback Debit Account.
    • If you go over these limitations on more than an occasional basis, your account may be closed. See Section 11 of the Deposit Account Agreement for more details.
  • Stop payment order
  • Insufficient funds
  • Account closure
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